Kirga - AI Money Manager

Kudi. Owo. Ego. One app counts them all. Kirga is an AI money manager built for how Nigerians actually hold money - a salary account, two wallets, an Ajo, and cash. YOUR WHOLE PICTURE, WITHOUT LINKING A BANK Kirga does not ask for your bank login, your BVN, or your account numbers. It reads the transaction alerts your banks already send to your phone and rebuilds your accounts from them. Your ledger is stored on your device, not on our servers. - Every account and wallet in one net position, with a real "safe to spend" figure - Balances rebuilt from your own alerts and cross-checked - tap any number to see the alerts behind it - Works offline - Market mode blurs every figure instantly when you are out in public IN YOUR OWN LANGUAGE English, Nigerian Pidgin, Yoruba, Hausa and Igbo - the whole app, not just the menus. KEEP MORE OF WHAT YOU EARN - Guard finds bank charges, failed-transaction debits and forgotten subscriptions - It drafts the dispute for you with the evidence attached - A running total of what Kirga has recovered, shown honestly against what it costs SAVE IN A CURRENCY THAT MOVES - Goals that restate your target in today's money as inflation moves - Digital Ajo and Esusu circles with rotation, reminders and receipts - Kirga never holds your money FREE, AND OPTIONAL PREMIUM Free covers your full ledger, budgets, Ajo tracking and one savings goal. Kirga Plus adds the AI money coach, charge recovery and unlimited goals. The coach only ever speaks about numbers computed from your own ledger - it does not invent figures. When you ask it a question, that question and a summary of your figures are sent to be answered, and are not stored. Kirga is not a bank, a wallet or a lender. It holds no money and sells no loans. It works only for you. SUBSCRIPTION TERMS Kirga Plus: NGN 1,500 per month, or NGN 12,000 per year. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless auto-renew is switched off at least 24 hours before the end of the period. Your account is charged for renewal within 24 hours of the end of the period. You can manage or cancel your subscription in your Apple ID account settings after purchase. Terms of Use (EULA): https://korevra-kirga.web.app/terms.html Privacy Policy: https://korevra-kirga.web.app/privacy.html