Compare and contract secured, online payroll loans from top banks. This free service helps you find the cheapest rates, improve existing contracts, and access funds quickly, even if you have a negative credit score. It's regulated by the Central Bank for transparency and security.
4.19.4
July 16, 2026
- Melhorias internas
Konsi is a free and secure app that allows users to compare and contract payroll loans online from 22 major banks in Brazil. It also helps users improve their existing loan contracts.
Yes, Konsi is regulated by the Central Bank of Brazil, ensuring transparency and security in all credit contracting processes. It has been approved by over 300,000 users.
Yes, Konsi is available for individuals with negative credit scores (negativados), allowing them to contract payroll loans securely.
Konsi offers new credit (crédito novo), portability with reduced installments, portability with cash back, and cash advances from benefit cards for INSS beneficiaries.
This option allows you to refinance your payroll loan, reduce interest rates, and receive extra money in your account. Part of the outstanding balance is refinanced at lower interest rates, and the excess amount is released for you to use.
Yes, Konsi contains advertisements. As a free service, it utilizes ads to support its operations.
The latest version of Konsi is 3.105.1, and it was last updated on May 30, 2026. This indicates regular updates to improve the app's functionality and security.
Konsi is available on iPhones and iPods. It is suitable for users aged 4 and above.
