Kopilochka: Multi-Currency

Pay in baht, euros or pesos? Log it as is. Kopilochka converts every expense to your wallet's currency and to your base currency at fresh rates. Crypto too. Kopilochka answers three questions your banking app can't: how much money do I have in total, how much can I spend today, and how long would my money last if my income stopped (Plus). EXPENSES IN ANY CURRENCY A wallet in dollars, coffee in baht, savings in euros. Log each expense in the currency you paid. The conversion happens on its own. EVERYTHING YOU OWN IN ONE NUMBER Accounts and cards, cash in any currency, deposits, crypto (BTC, ETH, USDT), investments, debts, even assets like a car, an apartment or a watch. It all adds up to one net worth at fresh rates. A DAILY LIMIT Set a budget for flexible spending and Kopilochka calculates what you can spend today, recalculating after every expense. PIGGY BANK & GOALS A monthly plan, contributions on payday, a no-skip streak, goals in any currency or crypto. A "don't touch until" lock for anyone who raids their savings. HOW LONG YOUR MONEY WILL LAST (Plus) Your emergency fund is built from real expenses: rent, food, bills. See how many months you'd last and what selling your assets would add. JOY FROM PURCHASES (Plus) Rate purchases and see which ones were worth it, how much money went to waste over six months, and what makes you happier: things or experiences. WORTH BUYING? (Plus) Before a purchase, see its price in hours of your work or days of your life, and how far it pushes your goal back. PROPERTY TAX Add an apartment or a house and Kopilochka estimates the yearly property tax: 52 countries and every US state, with due dates and exemptions. SUBSCRIPTIONS All your subscriptions in one list: what they cost per month and per year, what gets charged in the next 30 days, when a free trial ends. To cancel, go to the service itself. Kopilochka reminds you the day before a trial ends. FACE ID & ONLY THE NOTIFICATIONS THAT MATTER Lock the app with Face ID so no one can open your finances, even on an unlocked phone. Balances are hidden in the app switcher. Notifications arrive only when money is at stake: a credit card payment, a free trial ending, a debt or tax due date, payday. At most one a day and never at night. BUILT ON RESEARCH 29 behavioral-economics studies inside: every feature explains why it works, with sources. YOUR DATA IS YOURS Without an account your records stay on your phone. Signing in with an email code turns on sync across devices. No ads, no trackers, no bank connection. Save a backup via the Share sheet; delete your account with one button. FREE AND PLUS Free: unlimited expenses and income, daily limit, 3 wallets, 1 asset, emergency fund and 1 goal, last 2 months of analysis, deadline reminders, sync, backup, Face ID. Kopilochka Plus: unlimited wallets, goals and assets, How long your money will last, price in hours of life, Joy from purchases in detail, full history, themes, widgets (iPhone only). SUBSCRIPTION AND PURCHASE • Kopilochka Plus Monthly, $5 per month. • Kopilochka Plus Yearly, $37 per year, first 2 weeks free for new subscribers. • Kopilochka Plus Lifetime, $119.99 once, no subscription. Prices are for the US. Prices in other countries may differ; the exact amount is shown in the app before you buy. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Renewal is charged within the last 24 hours of the period. Cancel anytime in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kopilochka.com/privacy-app.html 15 LANGUAGES English, Russian, Ukrainian, Kazakh, Turkish, Spanish, Portuguese, German, French, Chinese, Japanese, Korean, Italian, Hindi, Arabic. Kopilochka is a tracking and planning tool, not financial advice.