Kopo Kopo
Simple tools for your business
About
Manage business finances on the go. Accept mobile payments, send money to bank accounts and M-PESA numbers, and access quick business loans. Track all transactions and generate statements for easy reconciliation.
What's New in Kopo Kopo
7.14.0
June 15, 2026
Use Payment Links to easily collect payments via a shareable link. Get up to KSh 15M in cash advances. Increased Overdraft limit, allowing you to access up to KSh 100,000. Introduced the Cashier User role that lets your staff request, claim, and track M-PESA payments. Send payments automatically on schedule using Recurring Payments.
MoreFAQ
How does Kopo Kopo handle Lipa na M-PESA payments?
Kopo Kopo provides M-PESA Till Numbers for your business. Customers pay no charges, and funds are instantly credited. Businesses pay a 0.55% fee, capped at KSh 200, with payments below KSh 200 being free.
What are the fees for sending money with Kopo Kopo?
Sending money to bank and M-PESA accounts, Paybills, and Till Numbers costs KSh 50 per transfer, regardless of the amount sent. This applies to both individual and bulk payments made via the web app.
How can I access loans through Kopo Kopo?
Kopo Kopo offers Overdrafts for all users making outgoing payments and Cash Advances for users who have accepted Lipa na M-PESA payments for at least two months. Loan limits can go up to KSh 10,000,000 based on payment volume.
How are Kopo Kopo loans repaid?
Overdrafts and Cash Advances are automatically repaid every time you receive a customer payment. This integrated repayment system means you don't need to worry about manual installments.
What devices does Kopo Kopo support?
Kopo Kopo is available on iPhone, iPad, and iPod devices, indicated by its support for iOS platforms.
How often is Kopo Kopo updated?
The latest version of Kopo Kopo is 7.12.2, and it was last updated on April 26, 2026. This suggests a regular update schedule to maintain and improve the application.
Is Kopo Kopo suitable for accounting and reconciliation?
Yes, Kopo Kopo provides detailed information for every incoming and outgoing payment within the app. You can also request comprehensive statements for accounting and reconciliation purposes.
What is the age rating for Kopo Kopo?
Kopo Kopo has an age rating of 4+, making it suitable for a wide range of users, including younger individuals managing business-related tasks.