
Kostivo – Budget Planner
Family expense tracker
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Free
In-App Purchases
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About
Kostivo is the finance planner for singles, couples and families. Record your income and fixed costs, plan your budgets — and track every expense. You'll get to know your spending habits and stay in control.
KOSTIPRO — LESS TYPING, MORE TRACKING
- Speak instead of typing: Tell it your whole shopping trip in one go. Kostivo recognizes each expense individually, shows it right away and saves everything with one click.
- Tell the coach: A chat that knows your numbers: ask what you can afford — or just say what happened, from the shopping trip to the raise to the subscription you cancelled. The coach proposes the change, you confirm it with one tap.
- Scan receipts: Snap a photo of the receipt — amount, date and budget are already filled in.
- Smart Insights: At the end of the month, a recap: what changed, where you stand and what could go better.
- Quick voice tracking: Tap, say the expense, done. For that one coffee in between.
New families try KostiPro free for 7 days.
ALWAYS FREE
- Household book with custom budget categories
- Shared finances for the whole family
- Balance view with income, fixed costs and variable spending
- Timeline overview for loans and contracts
- Statistics: trends, savings rate and money flow
- Manage multiple families or households
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms and Conditions: https://kostivo.de/agb
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What's New in Kostivo
1.26.0
November 4, 2026
Kosti moves in! Our squirrel now helps you get your finances under control. - Kosti's stash in the Household Book shows what's left this month. Every expense takes acorns off his pile - His mood tells you whether your spending pace fits - When you track an expense, he sums up what's left in the budget - KostiCoach now speaks with Kosti's voice
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Subscriptions & In-App Purchases
KostiPro Monthly
Voice tracking, receipt scans, insights.
$3.991 Month








