Kredete Send Spend Save Credit

Kredete Send Spend Save Credit

International Payment & Credit

96 ratings
68 reviews
Free
With Ads

Details

  • Released
  • Updated
  • March 16, 2023
  • August 20, 2026
Kredete Send Spend Save Credit screenshot #1 for iPhone
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Kredete Send Spend Save Credit screenshot #9 for iPhone
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About

Manage your money globally with this all-in-one financial platform. Send and receive international payments, save in USD with daily yield, and build credit. Access virtual and physical cards for seamless global transactions.

International money transfers
USD & EUR accounts
Dollar savings with daily yield
USDC crypto payments
Credit building
Rewards program
Virtual and physical cards
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What users say

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What's New in Kredete Send Spend Save Credit

4.3.1

August 20, 2026

What's New in v4.3.1 This update brings the new Market experience, card balances on your home screen, a smoother account setup, and a long list of stability fixes. TRADE IS NOW MARKET Trade has become Market, your home for stocks and prediction markets. Browse by category, search across every market, and see prices update live. Event pages now open with the details already showing, charts are labelled at every interval and respond to touch, and markets are ordered by likelihood so the most relevant ones come first. Order forms tell you more before you commit: size a limit order in dollars or in shares, see the payout on a shares order, watch the countdown to close, and get quoted the price the market itself is offering. You can review your open orders, cancel an order and see the outcome, and orders that can no longer be placed are now stopped clearly instead of failing quietly. A SMOOTHER PATH TO YOUR ACCOUNT Setting up an account is more straightforward. There is a new application path for accounts that need extra review, and you are guided to the right flow instead of hitting a dead end. Direct deposit setup now moves you from step to step automatically, the account purpose page reads in your language, and you can describe your own source of funds when none of the options fit. MONEY IN YOUR LANGUAGE Amounts are now written and read in the language you use the app in, across balances, receipts, and the amount keypad. Balances no longer round away a cent, and typed cents can no longer be misread as thousands. SIGN UP AND VERIFICATION Sign up and identity verification have fewer dead ends. Verification continues to BVN once NIN succeeds, failed attempts and stale errors no longer block a retry, the email verification code field keeps up with what you type, and social sign ups now show the terms and privacy consent up front. SENDING MONEY Transfer eligibility checks are more accurate, and the onboarding prompt no longer interrupts you when you send or move money. ACCOUNT LIMITS AND UPGRADES Account limit and tier upgrade details are more reliable: your address is filled back in where we already have it, the status card stays tappable, and blocked upgrades point you to the right place for help. YOUR CARD, OUTSIDE THE US For customers outside the US, your card balance now appears on the home screen, so you can check it without opening the card. Card actions have moved into a clearer More actions section, withdrawal limits are easier to find, and if you do not have a card yet, It is easily highlighted for you. IMPROVED PERFORMANCE AND RELIABILITY We fixed the most common crashes reported in the last release, sped up image loading and list scrolling, removed a duplicate tap vibration on Android, corrected pull to refresh on short pages, and restored the correct status bar appearance when leaving a dark screen. Many smaller layout and copy issues throughout the app have also been resolved. Thank you for using Kredete.

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User reviews

Slow Operation

Very Poor network and Poor Customer Care Services, slow in response, constant network issues.

Card deposit

Beautiful app by all standards…. a little work needed on card deposits.

Scam

Kredete has held my money, nearly 1k, for over a month with no resolution to return it to my account or send it to my fiancé. Error message after error message and extremely slow responses from their customer support. I would never recommend this app or banking to anyone. I have filed complaints with the financial agencies and banking institutions.
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Sharp but loosing trust

They don’t delay payment but sometimes they do

Weekend Transactions

Weekend Transactions are the worse. It takes days to go through which makes no sense

User experience

🐞

Reported Bugs

8 issues

Funds locked for extended periods

Bug

App not working/uninstalling

Bug

Verification code not received

Bug

Transactions stuck in pending

Bug

Account inaccessible after update

Bug

ID verification failing

Bug

Unable to make transactions

Bug

Sign-up errors with existing email/phone number

Bug

Requested Features

2 requests

Allow users from other African countries to use the app

Feature

Improve verification process for non-Nigerian users

Feature

FAQ

What does Kredete do?

Kredete is a comprehensive financial platform designed for managing money across borders. It allows users to make international transfers, hold USD and EUR accounts, save in USD with daily yield, and build credit history through transactions.

What are the key features of Kredete?

Key features include fast international transfers, USD and EUR accounts for global use, dollar savings that grow daily, fast USDC crypto payments, credit building as you transact, a rewards program, and the ability to use virtual and physical cards worldwide.

How does Kredete make money?

The app is free to download and use, but it generates revenue through in-app purchases. This could include fees associated with transactions, currency exchange, or premium features.

Who is Kredete for?

This app is ideal for individuals and businesses who frequently deal with international transactions, need to manage funds in multiple currencies, want to save and earn yield on their money, or aim to build their credit score.

Can I use Kredete for everyday spending?

Yes, Kredete offers virtual and physical cards that can be used globally for everyday spending. The app also provides USD and EUR accounts, making it suitable for daily global financial activities.