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Kredete Send Spend Save Credit

Kredete Send Spend Save Credit

International Payment & Credit

98 ratings
69 reviews
With Ads
🌟 Lifestyle
💰 Finance
Free
With Ads

Details

Released
March 16, 2023
Updated
October 24, 2026

Developer

Kredete Inc
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About

Manage your money globally with this all-in-one financial platform. Send and receive international payments, save in USD with daily yield, and build credit. Access virtual and physical cards for seamless global transactions.

✓International money transfers
✓USD & EUR accounts
✓Dollar savings with daily yield
✓USDC crypto payments
✓Credit building
✓Rewards program
✓Virtual and physical cards
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What users say about Kredete Send Spend Save Credit

Reviews of Kredete Send Spend Save Credit are mixed: the Finance app is rated 4.0/5 from 98 App Store ratings. What users like most: fast transactions, easy to use. Top complaints: funds locked, app not working. Summarized from real user reviews.

Positive things

  • 🚀Fast transactions
  • 👍Easy to use
  • 👍Nice UX/UI
  • 🚀Reliable
  • 👍User-friendly interface
  • 💡Innovative credit-building feature
  • 💡Virtual card feature
  • 🚀Fast platform with best rates
  • 👍Smooth transactions
  • 🚀Swift network
  • 👍Seamless user interface
  • 💡Game changer for immigrants
  • 👍Easy to build credit

Negative things

  • 🐛Funds locked
  • 🐛App not working
  • 🐛Cannot receive verification code
  • 🐛Pending transactions for weeks
  • 🐛Cannot use account for a month+
  • 🐛Unable to verify ID photos
  • 🐛Not allowing login after update
  • 🐛Cannot make transactions
  • 🐛Money stocked on app
  • 🐛Sign up issues (email/phone already in use)
  • ⚠️Nigerian number required for non-Nigerians
  • ⚠️Limited functionality for users outside Nigeria
See all reviews

What's New in Kredete Send Spend Save Credit

4.4.1

October 24, 2026

What's New in v4.4.1 Find any bank in a few letters Type BofA, RBS, GTB or CRDB and the bank you mean comes straight up. Stock alerts Know the moment an order fills or fails, or a dividend lands. Crypto, front and centre USDT0 and USDC lead the currency list, and restoring your self-custody wallet is simpler than ever. Plus currency mix for every account, bunch of feature iterations, bug fixes and performance improvements Love Kredete? Leave us a review!

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User reviews

Most RecentHighest RatedLowest Rated

Poor functionality and no customer service

Added money and their app doesn’t function to link a bank account to move the funds anywhere. Can’t wait to close
BBrettske

Slow Operation

Very Poor network and Poor Customer Care Services, slow in response, constant network issues.
JjStandard1026

Card deposit

Beautiful app by all standards…. a little work needed on card deposits.
LLacewestq

Scam

Kredete has held my money, nearly 1k, for over a month with no resolution to return it to my account or send it to my fiancé. Error message after error message and extremely slow responses from their customer support. I would never recommend this app or banking to anyone. I have filed complaints with the financial agencies and banking institutions.
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NHN Hubler

Sharp but loosing trust

They don’t delay payment but sometimes they do
CCarolyntatum
See 64 more reviews

User experience

🐞

Reported Bugs

8 issues

Funds locked for extended periods

Bug

App not working/uninstalling

Bug

Verification code not received

Bug

Transactions stuck in pending

Bug

Account inaccessible after update

Bug

ID verification failing

Bug

Unable to make transactions

Bug

Sign-up errors with existing email/phone number

Bug
✨

Requested Features

2 requests

Allow users from other African countries to use the app

Feature

Improve verification process for non-Nigerian users

Feature

FAQ

What does Kredete do?

Kredete is a comprehensive financial platform designed for managing money across borders. It allows users to make international transfers, hold USD and EUR accounts, save in USD with daily yield, and build credit history through transactions.

What are the key features of Kredete?

Key features include fast international transfers, USD and EUR accounts for global use, dollar savings that grow daily, fast USDC crypto payments, credit building as you transact, a rewards program, and the ability to use virtual and physical cards worldwide.

How does Kredete make money?

The app is free to download and use, but it generates revenue through in-app purchases. This could include fees associated with transactions, currency exchange, or premium features.

Who is Kredete for?

This app is ideal for individuals and businesses who frequently deal with international transactions, need to manage funds in multiple currencies, want to save and earn yield on their money, or aim to build their credit score.

Can I use Kredete for everyday spending?

Yes, Kredete offers virtual and physical cards that can be used globally for everyday spending. The app also provides USD and EUR accounts, making it suitable for daily global financial activities.