Kredete Send Spend Save Credit

Kredete Send Spend Save Credit

International Payment & Credit

98 ratings
69 reviews
Free
With Ads

Details

Released
March 16, 2023
Updated
October 7, 2026
Kredete Send Spend Save Credit screenshot #1 for iPhone
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Kredete Send Spend Save Credit screenshot #9 for iPhone
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About

Manage your money globally with this all-in-one financial platform. Send and receive international payments, save in USD with daily yield, and build credit. Access virtual and physical cards for seamless global transactions.

✓International money transfers
✓USD & EUR accounts
✓Dollar savings with daily yield
✓USDC crypto payments
✓Credit building
✓Rewards program
✓Virtual and physical cards
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What users say about Kredete Send Spend Save Credit

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What's New in Kredete Send Spend Save Credit

4.4.0

October 7, 2026

What's New in v4.4.0 KREDETE PLANS, REBUILT Compare Basic, Flex and Premium side by side, then subscribe in a few taps. Switch billing cycles, change what pays, or cancel, all in the app. ALL YOUR CARDS, ONE PAGE Swipe between your virtual and physical cards, and freeze either from the top bar. Agentic Cards are here: check them out from the Cards page. PRAEL, FRESH START Tap New chat to start a clean conversation any time. Your current chat now survives a lock, a restart or a sign back in. FEES UP FRONT Rates and fees are grouped by currency, so you can check USD, EUR, GBP or NGN at a glance. Each transfer method shows its fee right beside its delivery time. SAVINGS GOALS Deposit into a goal, or withdraw from one, straight from your balance or vault. Your goal page tells you when a goal is achieved or a locked goal has unlocked. ELECTRICITY BILLS Verifying a meter now shows the customer address and any outstanding debt before you pay. Amounts follow your provider's own limits. SMARTER SENDING Add a saved recipient's missing details before you send, so nothing fails after your PIN. Crypto sends and swaps now confirm with Face ID or your passcode. SPENDING INSIGHTS See how much you actually spent in each currency, all in one currency. Filter your top recipients by country and track how your biggest spending category moves month to month. SMOOTHER ALL ROUND Postal codes format themselves as you type, your investments show today's gain or loss, and choosing a new PIN is quicker when one is turned down. Plus a steadier app throughout. Thank you for using Kredete.

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User reviews

Poor functionality and no customer service

Added money and their app doesn’t function to link a bank account to move the funds anywhere. Can’t wait to close

Slow Operation

Very Poor network and Poor Customer Care Services, slow in response, constant network issues.

Card deposit

Beautiful app by all standards…. a little work needed on card deposits.

Scam

Kredete has held my money, nearly 1k, for over a month with no resolution to return it to my account or send it to my fiancé. Error message after error message and extremely slow responses from their customer support. I would never recommend this app or banking to anyone. I have filed complaints with the financial agencies and banking institutions.
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Sharp but loosing trust

They don’t delay payment but sometimes they do

User experience

🐞

Reported Bugs

8 issues

Funds locked for extended periods

Bug

App not working/uninstalling

Bug

Verification code not received

Bug

Transactions stuck in pending

Bug

Account inaccessible after update

Bug

ID verification failing

Bug

Unable to make transactions

Bug

Sign-up errors with existing email/phone number

Bug
✨

Requested Features

2 requests

Allow users from other African countries to use the app

Feature

Improve verification process for non-Nigerian users

Feature

FAQ

What does Kredete do?

Kredete is a comprehensive financial platform designed for managing money across borders. It allows users to make international transfers, hold USD and EUR accounts, save in USD with daily yield, and build credit history through transactions.

What are the key features of Kredete?

Key features include fast international transfers, USD and EUR accounts for global use, dollar savings that grow daily, fast USDC crypto payments, credit building as you transact, a rewards program, and the ability to use virtual and physical cards worldwide.

How does Kredete make money?

The app is free to download and use, but it generates revenue through in-app purchases. This could include fees associated with transactions, currency exchange, or premium features.

Who is Kredete for?

This app is ideal for individuals and businesses who frequently deal with international transactions, need to manage funds in multiple currencies, want to save and earn yield on their money, or aim to build their credit score.

Can I use Kredete for everyday spending?

Yes, Kredete offers virtual and physical cards that can be used globally for everyday spending. The app also provides USD and EUR accounts, making it suitable for daily global financial activities.