Kredete Send Spend Save Credit

Kredete Send Spend Save Credit

International Payment & Credit

96 ratings
68 reviews
Free
With Ads

Details

  • Released
  • Updated
  • March 16, 2023
  • September 9, 2026
Kredete Send Spend Save Credit screenshot #1 for iPhone
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Kredete Send Spend Save Credit screenshot #9 for iPhone
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About

Manage your money globally with this all-in-one financial platform. Send and receive international payments, save in USD with daily yield, and build credit. Access virtual and physical cards for seamless global transactions.

International money transfers
USD & EUR accounts
Dollar savings with daily yield
USDC crypto payments
Credit building
Rewards program
Virtual and physical cards
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What users say

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What's New in Kredete Send Spend Save Credit

4.3.4

September 9, 2026

What's New in v4.3.4 YOUR PORTFOLIO ON YOUR HOME SCREEN Your invest balance now sits on the home screen, and one tap takes you straight into your portfolio with the chart, the day's change and every position. Your crypto and investment rows say what is actually behind the figure too, right down to how many tokens you hold. No more opening three screens to answer one question. FIND YOUR ADDRESS, DON'T TYPE IT One field, one search. Start typing and pick your address from the list, and the country, state, city and postcode land on their own. Ordering a card is the shortest it has ever been. VERIFICATION THAT FITS YOUR SITUATION Employed, self-employed, or between things right now, the form asks only what applies to you. No employer, no employer questions. Fewer fields, fewer dead ends, and a verification you can finish in one sitting. SMOOTHER ALL ROUND Clearer card refund breakdowns, steadier balances and charts, sharper transaction details, and a calmer app from the first screen to the last. PRAEL GETS THINGS DONE Your assistant no longer just talks about it. Ask to fund a card, open or top up a savings goal, swap between currencies or settle a fund request, and the confirmation arrives as a card you can read line by line before you tap. Everything that moves money still asks for your PIN. Say it, see it, do it. Something new is waiting on your home screen. Thank you for banking with Kredete.

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User reviews

Slow Operation

Very Poor network and Poor Customer Care Services, slow in response, constant network issues.

Card deposit

Beautiful app by all standards…. a little work needed on card deposits.

Scam

Kredete has held my money, nearly 1k, for over a month with no resolution to return it to my account or send it to my fiancé. Error message after error message and extremely slow responses from their customer support. I would never recommend this app or banking to anyone. I have filed complaints with the financial agencies and banking institutions.
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Sharp but loosing trust

They don’t delay payment but sometimes they do

Weekend Transactions

Weekend Transactions are the worse. It takes days to go through which makes no sense

User experience

🐞

Reported Bugs

8 issues

Funds locked for extended periods

Bug

App not working/uninstalling

Bug

Verification code not received

Bug

Transactions stuck in pending

Bug

Account inaccessible after update

Bug

ID verification failing

Bug

Unable to make transactions

Bug

Sign-up errors with existing email/phone number

Bug

Requested Features

2 requests

Allow users from other African countries to use the app

Feature

Improve verification process for non-Nigerian users

Feature

FAQ

What does Kredete do?

Kredete is a comprehensive financial platform designed for managing money across borders. It allows users to make international transfers, hold USD and EUR accounts, save in USD with daily yield, and build credit history through transactions.

What are the key features of Kredete?

Key features include fast international transfers, USD and EUR accounts for global use, dollar savings that grow daily, fast USDC crypto payments, credit building as you transact, a rewards program, and the ability to use virtual and physical cards worldwide.

How does Kredete make money?

The app is free to download and use, but it generates revenue through in-app purchases. This could include fees associated with transactions, currency exchange, or premium features.

Who is Kredete for?

This app is ideal for individuals and businesses who frequently deal with international transactions, need to manage funds in multiple currencies, want to save and earn yield on their money, or aim to build their credit score.

Can I use Kredete for everyday spending?

Yes, Kredete offers virtual and physical cards that can be used globally for everyday spending. The app also provides USD and EUR accounts, making it suitable for daily global financial activities.