Kronos: Work. Earn. Grow.

Kronos brings gig-income organization, money-management records, payment requests, transfer tracking, non-custodial wallet tools, and security controls into one app. MONEY MOVEMENT Send personal transfers instantly between Kronos users, request payments, view account details, and follow supported transfer status with clear review screens before you confirm. Other transfer timing varies by account, provider, and rail. SAVINGS TOOLS Eligible accounts display their current variable APY in the app. Rates may change, and eligibility and availability apply. App Store membership purchases do not unlock or increase financial rates. CRYPTO WALLET AND MARKET DATA Eligible verified users in supported regions can buy, sell, and convert supported assets and use wallet send and receive tools. Availability, processing, fees, and settlement vary by asset, region, network, and account eligibility. INSIGHTS AND ORGANIZATION Monitor income, review transaction history, organize records, and use tools built for freelancers, drivers, creators, and self-employed workers. CARD PREVIEW Review launch information for eligible card features and keep account security preferences close by. Card access is not yet live. DIGITAL MEMBERSHIP Kronos Pro and Kronos Black App Store purchases unlock digital software used inside the iOS app, including enhanced dashboards, AI insights and workflows, expanded organization tools and reports, creator workflows, and in-app support routing. App Store purchases include digital app features only. No financial, physical, partner, or real-world benefits are included. SECURITY Biometric unlock, two-factor authentication, encrypted data handling, device checks, fraud monitoring, and partner-supported identity verification help protect accounts and transactions. Subscribe inside the app through Apple In-App Purchase. Restore Purchases is available from the subscription and settings flow. Manage or cancel subscriptions from your Apple ID subscription settings. Kronos is published by KronosPay LLC. TERMS OF USE Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/