Best app for forecasting balancing.
I’ve used this app to keep track of my budget and my account for several years and find it really invaluable in predicting future balances and have also found it helpful in modeling the financial impact over time of possible single and recurring expenses or income streams.
Highly recommended this app
Highly recommended this app
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Easy and effective
I have used Kualto for years now. It is easy to use and keeps me from accidental overdraft. I have many cards (this one for this, that one for that) and Kualto helps me remember which items I need to pay manually and automatically schedules the ones that recur. I’d love more consistent updates and added features, but I’m super happy with it.
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Pays for Itself
Pros:
Pays for itself because it prevents overdraft fees, saves time, and highlights expenses I don't need.
The learning curve is short and the app is easy to use. Once you put in the effort of entering your income and expenses, the ongoing work is basically zero.
Keeps me disciplined, helps me avoid living beyond my means, and makes it easier to save for emergencies instead of spending on luxuries. It even motivates me to work overtime because it clearly shows when my balance will go negative if income and spending stay the same.
Cons:
The balance adjustment feature doesn't let me adjust the balance for today specifically. For example, if today is November 25 and my real checking balance is $200, the app adjusts the entire Nov 23-29 range instead of only today. A single-day balance adjustment option would make forecasting even more accurate.
Pays for itself because it prevents overdraft fees, saves time, and highlights expenses I don't need.
The learning curve is short and the app is easy to use. Once you put in the effort of entering your income and expenses, the ongoing work is basically zero.
Keeps me disciplined, helps me avoid living beyond my means, and makes it easier to save for emergencies instead of spending on luxuries. It even motivates me to work overtime because it clearly shows when my balance will go negative if income and spending stay the same.
Cons:
The balance adjustment feature doesn't let me adjust the balance for today specifically. For example, if today is November 25 and my real checking balance is $200, the app adjusts the entire Nov 23-29 range instead of only today. A single-day balance adjustment option would make forecasting even more accurate.
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Perfection
I have tried many different apps to keep up with our accounts. I quit looking a few years ago when I found this one! This app is simple and easy to use. I love the fact that it will forecast my balances so I can quickly see if my income will cover my projected expenses! And it is a great benefit to have it across my devices always synchronized. It is seamless and does the job nicely.
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IPAD mode please!!
Loving this app however it would great if there was a iPad version. Would love to see the forecasting in a landscape mode that has a full month view. That would be awesome!!
