Kubysh: Budget, Savings, Goals

Kubysh has stopped just counting and started explaining your money in plain words. The daily insight is written by AI - On the Payday screen and in a push you get a short text based on your real spending, plan and goals: one fact, one consequence, one thing to do tomorrow. - It is not a template. Offline you still get the regular insight, nothing breaks. A review after you close a period - Close a period and you see where the money went over two weeks, where you went over plan, where you held back, and one honest conclusion on top. - The summary is honest in every case: when you saved and when you took from savings. Small change is not sold to you as a win. Can I afford it - The answer with the amount is on top, below it where the money comes from and how your daily budget changes. - If it is not enough, you see when it will be and how far your goals move. Nothing is charged. The Overview screen - Answers the main question: how much money you have in total and what that sum is made of. Goals: look into the future - Pick a date and see how much you will have saved by then on your current plan. - No more keeping a shopping list in your head: add a small purchase right on the goals screen and Kubysh puts it into the plan and recalculates what you can afford.