Say "coffee, 4 euros" — and it's logged. No fields, no category picking, no extra taps.
Most expense trackers get abandoned within a week: typing in every purchase takes too long. Kupio fixes exactly that.
ON A FOLDING IPHONE
The app unfolds with your phone and uses the whole screen: on the left what you look at — balance, quick-spend buttons; on the right what you scroll — week, taxes, forecast, transactions. Ten screens work this way.
A WIDGET ON YOUR SCREEN
What's left until payday and what you've spent today, on the Home and Lock Screen, without opening the app.
WE WARN YOU BEFORE A CHARGE
"Netflix will charge 12.99 the day after tomorrow" — two days ahead, while the money is still there. The app finds subscriptions itself, from repeating expenses. And if nothing was logged for yesterday, you get a gentle nudge in the evening.
BY VOICE, IN THREE SECONDS
Say what you bought and what it cost. Kupio works out the amount and picks a category. Thirteen languages, and it understands both digits and numbers spelled out.
SNAP A RECEIPT
Photograph a receipt and AI finds the total, the merchant and the category. Nothing to type in.
JUST ASK
“How much did I spend this month?” — Kupio answers out loud and on screen. “Can I afford a jacket for 200?” — it works out what's left until payday and tells you straight. “What if I give up coffee?” — what that habit costs you over a year. Pick a female or male voice, and set the speed.
PRICES UNDER WATCH
Log petrol and you see it at once: five cents cheaper than usual. Kupio also tracks your personal inflation — not the figure in the news, but how much your own basket went up.
FORECAST TO PAYDAY
What's left by your next payday, counting your usual pace, loan payments and subscriptions. How much you can spend per day, and which day will be the tightest. Kupio reads the week's summary out loud.
AI ADVISOR
Ask where you could save. The advisor goes through your spending and answers with real figures: how much goes on food delivery, which subscriptions you stopped using, how many months until you reach a goal.
TAX CALCULATOR, 19 COUNTRIES
Ireland, Germany, France, Spain, Italy, the United Kingdom, the United States with all 50 states, Japan, Korea, Singapore, China, India, Thailand, Vietnam, Indonesia, the Philippines, the UAE, Saudi Arabia, Qatar and Ukraine. Employee, sole trader or company — see what you actually keep and what the deductions are made of.
LOAN CALCULATOR
Payments, remaining balance, payoff date. Add an overpayment and see how many months it cuts from a mortgage. A reminder three days before a payment is due.
GOALS
Saving for a holiday or a new laptop. Kupio works out how long it takes, and what happens if you drop a habit — that daily takeaway coffee, for instance.
YOUR DATA STAYS YOURS
No accounts, no sign-up. Transactions live on your phone. We collect no analytics, show no ads and sell nothing. Save a backup to iCloud Drive or export to a spreadsheet.
FREE
Voice entry is unlimited — always. Tracking, analytics, goals, budgets and both calculators — tax and loan — are free for everyone. Ten receipt scans and ten AI questions each month.
KUPIO PREMIUM
150 receipts and 75 questions a month, bank statement import, multiple businesses, premium themes.
Subscription renews automatically unless cancelled at least 24 hours before the period ends. Payment is charged to your Apple ID. Manage or turn off renewal in your Apple ID settings.
Privacy Policy: https://telegra.ph/Kupio-Privacy-Policy-08-03
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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