Kupio – AI Budget Tracker

Say "coffee, 4 euros" — and it's logged. No fields, no category picking, no extra taps. Most expense trackers get abandoned within a week: typing in every purchase takes too long. Kupio fixes exactly that. BY VOICE, IN THREE SECONDS Say what you bought and what it cost. Kupio works out the amount and picks a category. Thirteen languages, and it understands both digits and numbers spelled out. SNAP A RECEIPT Photograph a receipt and AI finds the total, the merchant and the category. Nothing to type in. AI ADVISOR Ask where you could save. The advisor goes through your spending and answers with real figures: how much goes on food delivery, which subscriptions you stopped using, how many months until you reach a goal. ANALYTICS THAT MAKE SENSE A donut chart by category, a weekly trend, a heatmap of the month — you can see at a glance which days drain your money. TAX CALCULATOR, 19 COUNTRIES Ireland, Germany, France, Spain, Italy, the United Kingdom, the United States with all 50 states, Japan, Korea, Singapore, China, India, Thailand, Vietnam, Indonesia, the Philippines, the UAE, Saudi Arabia, Qatar and Ukraine. Employee, sole trader or company — see what you actually keep and what the deductions are made of. LOAN CALCULATOR Payments, remaining balance, payoff date. Add an overpayment and see how many months it cuts from a mortgage. A reminder three days before a payment is due. GOALS Saving for a holiday or a new laptop. Kupio works out how long it takes, and what happens if you drop a habit — that daily takeaway coffee, for instance. FAMILY AND BUSINESS Keep personal and work spending apart — that part is free. Add your own ventures: if you run several businesses, each is tracked separately. BANK IMPORT Load a CSV statement from any bank. Kupio reads the transactions and assigns categories for you. EIGHT THEMES Burgundy, glacier, gold, night and more, with a glass finish you can switch off. The theme can follow the time of day. YOUR DATA STAYS YOURS No accounts, no sign-up. Transactions live on your phone. We collect no analytics, show no ads and sell nothing. Save a backup to iCloud Drive or export to a spreadsheet. FREE Voice entry is unlimited — always. Tracking, analytics, goals and budgets are free for everyone. Ten receipt scans and ten AI questions each month. KUPIO PREMIUM 150 receipts and 75 questions a month, bank statement import, multiple businesses, the tax and loan calculators, premium themes. Subscription renews automatically unless cancelled at least 24 hours before the period ends. Payment is charged to your Apple ID. Manage or turn off renewal in your Apple ID settings. Privacy Policy: https://telegra.ph/Kupio-Privacy-Policy-08-03 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/