Laicai keeps your whole financial picture in one ledger: investments across markets, cash, savings, debts and everyday spending — then lets Laicai AI answer questions from your own real data. No ads, no community, no stock tips.
ALL YOUR WEALTH IN ONE PLACE
Record China A-shares, Hong Kong stocks, US stocks, funds and precious metals side by side. Prices update by market and everything converts to CNY. Cash, credit cards and brokerage accounts are grouped so net worth, total assets and total liabilities are clear at a glance.
RETURNS, UPDATED DAILY
• Profit calendar: one cell per day, see your daily gains and losses
• Return analysis: money-weighted return, cumulative curve, realized and unrealized P&L, P&L ranking
• Allocation: asset distribution by market value and weight
BUDGETS THAT HOLD
Monthly income and spending, custom categories, monthly and per-category budgets with used and remaining amounts. Import Alipay and WeChat bills; duplicates are skipped and every mapping can be reviewed.
RECORD IN SECONDS
Hold "Add" and speak, or snap a trade confirmation, receipt or payment screen. AI turns it into a draft you check before it is saved.
AUTOMATIC RECORDS
• Fund auto-investment plans recorded on schedule
• Recurring entries for rent, repayments and salary
• A-share cash dividends and bonus shares synced automatically
LAICAI AI
Ask about your real holdings, accounts, trades and spending, by text or voice. The Premium deep engine brings cross-market data and professional finance skills into multi-step analysis of your own portfolio.
PEACE OF MIND
• Sign in with Apple, WeChat, phone code or email
• Dark and light themes, Chinese and English interface, privacy mask to hide amounts
• Export your data any time; delete your account in More → Delete account
PLANS
Recording and analysis are free forever; new users get a 7-day trial of Standard.
• Free: asset and spending records, wallets, budgets, profit calendar and statistics
• Standard: everything in Free, plus voice and screenshot entry, Alipay and WeChat bill import, auto-investment plans, recurring entries and Laicai AI basics
• Premium: everything in Standard, plus the Laicai AI deep engine, high-quality cross-market data and in-depth analysis
Prices are shown on the subscription page. Subscriptions renew monthly and are charged to your Apple Account. They renew at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple Account → Subscriptions.
Terms of Use: https://laicai.tianxinbale.com/user-agreement
Privacy Policy: https://laicai.tianxinbale.com/privacy
Content from Laicai AI and the deep engine is AI-generated, for reference only, and is not investment advice.
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