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Ledger: Pay Cycle Planner

Ledger: Pay Cycle Planner

Bills, savings and what’s left

1 ratings
2 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • July 13, 2026
  • August 24, 2026

Developer

MATTHEW S DAIS
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About

This app helps you manage your money based on your pay cycle, not just monthly. It tracks income, expenses, and savings to show you what's available before your next payday, offering a clear financial overview without complex budgeting.

✓Pay cycle planning (weekly, fortnightly, monthly)
✓Multiple income stream management
✓Recurring and one-off expense tracking
✓Custom allocation pockets for savings
✓Privacy-focused with no bank connections
✓Clear financial overview before payday
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What's New in Ledger

1.2.3

August 24, 2026

- UI fix for consistency around settings display - Improved handling of deferred expenses

Subscription plans

Ledger Pro Monthly

Unlock unlimited planning flexibility with Ledger Pro.

$3.991 Month
How to cancel Ledger subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

WOW

What an amazing app. I never leave reviews but felt the need to say this thing has changed my life. It has everything you could ever want and more. If you are looking for a budgeting app, get this one. Five stars to the developer, thank you so much!
Kj367Kj367

Phenomenal!

I’ve always been someone who just winged it on when things were due and struggled afterwards but since using Ledger things have been so much more organised and less chaotic. It’s been so straightforward to use and definitely user friendly by breaking down everything to read simply. I wish I could rate this higher as it has become such an integral part of my day to day life.
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FAQ

What is Ledger's pricing structure?

Ledger is free to download and use. It offers optional subscription plans for advanced features: Ledger Pro Monthly at $3.99 and Ledger Pro Annual at $29.99.

Does Ledger have ads?

No, Ledger is ad-free. It focuses on providing a clean and uninterrupted financial planning experience for users.

What devices does Ledger support?

Currently, Ledger is available on iPhone. Support for other devices may be added in future updates.

How does Ledger handle my financial data?

Ledger prioritizes privacy by not requiring bank connections. Your financial data is securely stored using your personal iCloud account.

Can I track different types of income with Ledger?

Yes, Ledger supports salary, hourly, and variable income. It also includes flexible tax calculations with per-income settings.

How often is Ledger updated?

Ledger was last updated on July 13, 2026, with version 1.0.0. Future updates will likely occur to introduce new features and improvements.

What age rating does Ledger have?

Ledger has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management.

Can I defer expenses if my plans change in Ledger?

Yes, Ledger allows you to mark expenses as paid or defer them if your plans change. This flexibility helps you stay organized with your financial commitments.