Ledgium

Your buckets • New: the Budget tab shows your whole month. Tap the month beside your paychecks to see every bill this month, what's paid, and what's left in each bucket. • New budgets start with four buckets: Bills, Essentials for needs like gas and groceries, Guilt Free, and Invest / Save, split 50/20/20/10. Budgets you already have keep their buckets and split. If you added a bucket called Essentials, Gas and Groceries move into it, and your buckets are put in the new order. • Fixed cost is now called Bills. Buckets you renamed keep your names. • Free users can now have four buckets. • Savings goals: name a goal, like "Trip to Italy", set a target, and every payday adds its share. Your first goal is free. • Type a dollar amount in Edit split, and the percent follows. • Give any bucket its own color, and put your buckets in the order you like. • Send surplus to any bucket you add. • Every bucket on the Budget tab has a progress bar. • Buckets and their categories are now one screen, in More › Buckets. Drag a category to move it to another bucket. Getting paid • Daily pay: if you're paid on the days you work, each of those days is a payday. • See your guilt free money for this paycheck or for the whole month. • Paid on payday: a bill can come out the day your paycheck lands instead of on its due date. • When a paycheck comes twice in one month, pick which one pays a bill. • With custom paydays, a paycheck that comes early covers bills from the day it lands. Overview • The top card switches between two buckets you choose. • When Bills has money left over, the top card shows what's left with and without it. • Buckets are listed in the same order as on the Budget tab. Bills and spending • The annual set-aside is gone. Yearly bills come out of the paycheck before they're due, like any other bill. • Card bills count down as you pay them, and show what the next bill is so far. • Something in a Bills category that you pay from checking comes out of that paycheck's Bills bucket. • Search Activity by month, by dates, or by bucket. • Paychecks and other income show up in Activity once they arrive. • Add a new account right from the Pay from menu. • Tap anywhere outside a field to put the keyboard away. • Plainer explanations on bills and cards. Ledgium Pro • New: After bills shows what stays in your bank account from each paycheck after it pays its bills and your credit cards, line by line. • New: Months ahead shows each of the next six months' income, bills, and surplus on the Overview. • More than one savings goal. • Trends covers 3 months, 6 months, or a year, starting from the month you began. • The Card guide moved to Accounts and Cards, where each card shows what it's best for. Getting started • New users get a short tour and a Get started list, and starting Pro or its free trial shows how the trial works and what to try first. The tour is in More › Help and feedback anytime. Experience • Bug fixes and performance enhancements. And a new app icon.