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LenDenClub User Reviews

LenDenClub - P2P Lending
LenDenClub - P2P Lending
Innofin Solutions Private Limited
💰 Finance

Customer Experience

Positive experience59.4% of reviews
Neutral3.1% of reviews
Negative experience37.5% of reviews

~ Based on 32 written reviews from the US App Store.

Is LenDenClub Safe?

LenDenClub - P2P Lending appears safe based on user ratings. AppsHunter Safety Score for LenDenClub is 88/100.

This assessment is based on 1,672 user ratings, with an App Store average of 4.4/5.

Safety Analysis

33.3% of ratings point to a safe experience
0.0% of ratings suggest some concerns
66.7% of ratings point to a risky experience

~ Based on 9 App Store ratings for LenDenClub.

Is LenDenClub Legit?

LenDenClub - P2P Lending appears to be a legitimate app. AppsHunter Legitimacy Score for LenDenClub is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Most RecentHighest RatedLowest Rated

Very disappointing experience

I invested through Per Annum expecting a smooth and transparent investment experience. Unfortunately, my experience has been quite disappointing.

The biggest issue has been poor communication and lack of timely support. Getting clear updates regarding repayments and withdrawal of funds has been difficult, and responses to queries have not been satisfactory.

After going through the complete process, the returns were also much lower than what I expected, with very little actual gain considering the time the money remained invested.

Overall, I don’t feel the platform provided the level of transparency, communication, and service I expected. I would personally be very cautious before investing through Per Annum and would recommend doing proper due diligence first.

My experience: Not satisfactory.
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Sanchit4051Sanchit4051

Response from developer

Hi, We apologise for the inconvenience caused. We request you to kindly write to us at support@lendenclub.com with the details of your concern. Our team will review the matter and connect with you to assist you further. Team LenDenClub

Good Platform, but NPA Tracking Needs Improvement

The platform is good overall, but tracking NPA performance is unnecessarily difficult. The app clearly displays the interest earned and principal repaid, but there is no simple, prominent figure showing the total NPA incurred to date.

Users should be able to see a single NPA figure on the main dashboard, similar to how monthly principal and interest received are displayed. This would make it much easier to understand the actual portfolio performance and returns.

A clear and easily accessible NPA summary would significantly improve transparency and the overall user experience.
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Akhil91Akhil91

Response from developer

Thank you for the detailed feedback! The NPA amount can currently be viewed in the Closed Loans section of the Portfolio. We understand your suggestion to make this information more prominent on the main dashboard and have shared the feedback with our Product Team for consideration. Team LenDenClub

My opinion

Hello lenDen I’m using your app from last 3 months its a wonderful platform where we get interest for the minimum amount we invest in ,but there is a small problem :- every month whenever i get the repayment from the invested amount for which i get message from whatsapp but I’m not able to clarify from which person I’m getting the repayment and how much is balance it would be great to get that information also , thank you
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RahulPrasad25RahulPrasad25

Fraud

Absolutely one of the worst investment platforms I have ever used. My experience has been a complete disaster. I invested ₹10,000, but a significant portion of my money has turned into NPAs, and some loans show a 100% loss with zero recovery. Instead of earning returns, I ended up losing my hard-earned money.

The platform makes investing look attractive, but when loans default, investors are left to bear the losses. I feel completely let down and regret trusting this app. If you value your money, think twice before investing here. There are far better and more transparent investment options available. Based on my experience, I would never recommend Lenden Club to anyone.
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Amit ammyAmit ammy

Lack transparency

I’ve invested in P2P lending before and switched to this app after the RBI regulations stalled this product from being offered in it’s original shape and form. To my disappointment, I noticed that I’ve actually received lesser money than what I’d invested owing to the non-performing loans and the fees they charged from me. I wouldn’t recommend this app to anyone primarily due to lack of transparency on the high fees they charge and for their incapability to recover the loan amount from a borrower.
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Srinivas SriramulaSrinivas Sriramula

Response from developer

We understand your concern and value your feedback. LenDenClub follows a transparent fee structure, with all applicable charges disclosed upfront on the platform to support operations, borrower evaluation, and collection efforts. Individual portfolio performance may vary based on borrower mix and repayment behavior, which can sometimes differ from platform-level metrics. Please rest assured that our recovery teams actively pursue overdue accounts to recover outstanding funds. We would like to look into your specific portfolio details; please write to support@lendenclub.com

Please Don’t Invest hard earned money into P2P Trap

I invested a small amount (around ₹3,000–₹4,000) in this P2P lending platform only to test the returns and understand how the platform works. I selected lower-risk/diversified borrower profiles expecting minimal but stable returns.

However, I recently noticed that one of the borrower profiles I invested in is already marked as DPD (Days Past Due), and later classified as NPA with 137+ DPD. What concerns me most is that there was no proper investor notification or risk alert provided when the borrower profile started showing payment issues.

If a borrower profile becomes risky or overdue shortly after investment, the platform should proactively inform investors and provide transparency. In my case, I also noticed negative returns/losses on invested amounts despite choosing what appeared to be safer borrower classifications.

This review is not to discourage investing entirely, but to ask future investors to be cautious and thoroughly understand the risks before investing in P2P lending platforms. Please invest only after evaluating transparency, borrower tracking, notifications, and recovery mechanisms.

My suggestion to the platform: Improve real-time risk alerts, borrower status transparency, and investor notifications.
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Krishnakanth99Krishnakanth99

Response from developer

Hi Krishna, Thank you for sharing your detailed feedback. We understand your concern regarding DPD/NPA visibility and investor alerts. Please note that borrower status, including DPD and NPA details, is available in the Manual Lending Report within the app. We also appreciate your suggestion on improving real-time alerts and notifications. Your feedback has been noted and shared with our product team for future enhancements. For any portfolio-specific concerns, please contact support@lendenclub.com. Team LenDenClub.

Regular monthly emi@ p2p lending

Date 02-March-2026 since last more than 3 months i am getting regular/daily emi..very happy Advice-please deploy only those amount in which in worst case if loss you don’t get effected..
Thanks lenden app team form proving us such simple way to generating such kind of income..🥳
master shivammaster shivam

Response from developer

Hi Shivam, Thank you for your valuable feedback! 😊 We’re glad to know that you’re having a positive experience with regular EMI repayments and finding the platform helpful for generating income. Your advice on lending responsibly is absolutely right—P2P lending works best with a balanced and informed approach. We appreciate your support and trust in LenDenClub! 🚀

Not worth investing

Apps says that we will get 16% plus interest for lump sump portfolio for 7 months … and the automated model will choose good investments option for lending … but now when 7 months tenure is about to finish , they are saying some borrower have become defaulter and they can’t do anything … this is so bad, now I am getting interest around 4% which is less than FD also and waste of time and money… Moreover they don’t highlight how many defaulter happen to each person who invested the money so that it gives clarity before investing … and the lendenclub is charging high fees also. This fee is not acceptable when you let our money go to defaulters and don’t do anything about it … you should consider this as Penalty and refund it to investor … pls don’t invest here!!!
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Ak_ncrAk_ncr

High platform fee . NOT WORTH

Very high platform fee , infarct what you will get is less than bank interest , I did a math after 18 days and my interest is just 5.4% annualised … so think about it , for this interest without hassle you can FD in Bank. This is lending
for high credit score customers, you may get high interest for low rated customers but you have to accept the risk involved …
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MathayichackohhhgaysbsbsMathayichackohhhgaysbsbs

Response from developer

Returns on LenDenClub vary based on borrower risk category, tenure, and repayment behavior. All fees are transparently disclosed before lending. For any clarification on your returns or fees, please contact us at support@lendenclub.com with your registered details.

Manual lending rocks

invest and get easy returns of 20% in less than 5 months. Overall the journey is smooth and transparent wrt to borrower profile and investing journey and its tracking. The good part is that none of my loans have defaulted; giving an amazing return of 20%+
V12389V12389

Won my trust

I had invested in the platform last year, the process right from adding the money, selecting the plan to finally withdrawing the matured amount was seamless. Kudos to the LenDenClub team.
Jaspal_SinghJaspal_Singh

Amazing Application for Investment

As an investor, Lenden Club has proven to be an excellent platform for generating consistent returns. The process of investing is straightforward, with a well-designed interface that allows me to easily track my investments and monitor the performance of my portfolio.
The_one_who_shouldnt_be_namedThe_one_who_shouldnt_be_named

.

Discovering LenDenClub through a friend has been a blessing. My initial hesitation has turned into trust, and I'm increasingly comfortable with my investments. The platform's variety of investment options and the presence of a dedicated relationship manager make it exceptional.
Bhumi maithilBhumi maithil

Superb investment platform

LenDenClub is one of the best investment apps in the market. They gave me high returns on my invested money. Along side, with the auto invest feature, my money was not lying in my wallet, rather was invested according to my selected preferences. This helped me gain more benefits. It also gives you valuable reports that show you how and to whom your money has been given and the EMIs cycle. I recommend his app to anyone interested in earning quick returns on their short term investments!
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Musaddiq 26Musaddiq 26

Response from developer

Dear Musaddiq, Thank you for your kind words and support! We're just an email away at invest@lendenclub.com if you need any assistance or have questions.

Great over all experience

It’s been a while I’m using this app and getting decent returns of 11% I am not a pro when I comes to investing but here I don’t have to use any expertise of my own. I add the funds and LenDenClub does the rest and get me the returns. Go for this app its great for investment.
Shivy01212Shivy01212

Response from developer

Dear User, Thank you for your kind words and support! We're just an email away at invest@lendenclub.com if you need any assistance or have questions.

Returns are just amazing in lendenclun with very less risk

In lendenclub the returns we get is just amazing, it’s definitely a trustworthy platform, you get the good returns with knowing where your money is being invested, and the best peer-peer platform it is. One should definitely invest in lendenclub.
The hshdhjdThe hshdhjd

Response from developer

Dear Aanchal, We're overjoyed by your positive feedback! Thank you! For any future inquiries, drop us an email at invest@lendenclub.com.

Seamless Investment Experiences

The app is well-designed, with a clear layout and straightforward menus that make it simple to access for any new user. It provides a wide range of investment opportunities in P2P lending space. It maintains a high level of transparency in its operations. LenDen Club demonstrates a strong commitment to risk management.
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Akash R JadhavAkash R Jadhav

Response from developer

Dear Akash, You're awesome! Thanks for the fantastic review! If you ever need assistance, don't hesitate to reach out to us at invest@lendenclub.com

Great app

It’s a great app and a superb app for investing.
It makes investing very easy and simplifies the process. It authenticates user thoroughly and makes it easier to use the app according to our need. I would recommend this app for P2P investing as there are great returns. It has many features and the guidelines and the rules and regulations makes it easier to use the app.
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AdityasinsAdityasins

Response from developer

Dear Aditya, We're overjoyed by your positive feedback! Thank you! For any future inquiries, drop us an email at invest@lendenclub.com.

Superb Investment platform

I came across LenDenClub through My Friend and I can never thank him enough for introducing me to it. I was skeptical initially but as I have continued investing my comfort and my belief has grown. Not only that , it provide great options for investment, their service in terms of a relationship manager has been great for me. I have Momota who helps me out with my investments, she gives the right advice in terms of where my money will give me maximum returns. I'm really really happy and satisfied with this service and I wish and I hope to continue investing in the long-term.
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later thklater thk

Response from developer

Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better.

They r simply fraud

I opened my account 2 years back for flexible investment but thn last year they forced lock my money for 1 year in the name of fmpp. I guess it was one for many and now when its time
To release it, they r sending offers like 3 months, 6 months plan. Mostly it seems like they r gonna loose a lit of money and bankrupt eventually as fmpp closes for most like me and they lost trust by forcing money to another investment mechanism without consent.
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Hard Rock PartyyHard Rock Partyy

Response from developer

Hi, We empathize with your query and would like to tell you that the current plan includes a lock-in period to ensure higher returns. If you chose a specific tenure when investing, you will have to wait until the end date to receive your investments and returns lastly with FMPP we were able to deliver more than 10% since launch with zero loss on principal hence we would request you to email us at invest@lendenclub.com for further assistance.