LenDenClub User Reviews

Name: LenDenClub - P2P Lending
Rating: 4.43182 (1672 reviews)

LenDenClub - P2P Lending

Innofin Solutions Private Limited

💰 Finance

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Please Don’t Invest hard earned money into P2P Trap

I invested a small amount (around ₹3,000–₹4,000) in this P2P lending platform only to test the returns and understand how the platform works. I selected lower-risk/diversified borrower profiles expecting minimal but stable returns.

However, I recently noticed that one of the borrower profiles I invested in is already marked as DPD (Days Past Due), and later classified as NPA with 137+ DPD. What concerns me most is that there was no proper investor notification or risk alert provided when the borrower profile started showing payment issues.

If a borrower profile becomes risky or overdue shortly after investment, the platform should proactively inform investors and provide transparency. In my case, I also noticed negative returns/losses on invested amounts despite choosing what appeared to be safer borrower classifications.

This review is not to discourage investing entirely, but to ask future investors to be cautious and thoroughly understand the risks before investing in P2P lending platforms. Please invest only after evaluating transparency, borrower tracking, notifications, and recovery mechanisms.

My suggestion to the platform: Improve real-time risk alerts, borrower status transparency, and investor notifications.

Krishnakanth99

2 months ago

Response from developer

Hi Krishna, Thank you for sharing your detailed feedback. We understand your concern regarding DPD/NPA visibility and investor alerts. Please note that borrower status, including DPD and NPA details, is available in the Manual Lending Report within the app. We also appreciate your suggestion on improving real-time alerts and notifications. Your feedback has been noted and shared with our product team for future enhancements. For any portfolio-specific concerns, please contact support@lendenclub.com. Team LenDenClub.

Regular monthly emi@ p2p lending

Date 02-March-2026 since last more than 3 months i am getting regular/daily emi..very happy Advice-please deploy only those amount in which in worst case if loss you don’t get effected..
Thanks lenden app team form proving us such simple way to generating such kind of income..🥳

master shivam

5 months ago

Response from developer

Hi Shivam, Thank you for your valuable feedback! 😊 We’re glad to know that you’re having a positive experience with regular EMI repayments and finding the platform helpful for generating income. Your advice on lending responsibly is absolutely right—P2P lending works best with a balanced and informed approach. We appreciate your support and trust in LenDenClub! 🚀

High platform fee . NOT WORTH

Very high platform fee , infarct what you will get is less than bank interest , I did a math after 18 days and my interest is just 5.4% annualised … so think about it , for this interest without hassle you can FD in Bank. This is lending
for high credit score customers, you may get high interest for low rated customers but you have to accept the risk involved …

Mathayichackohhhgaysbsbs

7 months ago

Response from developer

Returns on LenDenClub vary based on borrower risk category, tenure, and repayment behavior. All fees are transparently disclosed before lending. For any clarification on your returns or fees, please contact us at support@lendenclub.com with your registered details.

Manual lending rocks

invest and get easy returns of 20% in less than 5 months. Overall the journey is smooth and transparent wrt to borrower profile and investing journey and its tracking. The good part is that none of my loans have defaulted; giving an amazing return of 20%+

V12389

2 years ago

Won my trust

I had invested in the platform last year, the process right from adding the money, selecting the plan to finally withdrawing the matured amount was seamless. Kudos to the LenDenClub team.

Jaspal_Singh

2 years ago

Amazing Application for Investment

As an investor, Lenden Club has proven to be an excellent platform for generating consistent returns. The process of investing is straightforward, with a well-designed interface that allows me to easily track my investments and monitor the performance of my portfolio.

The_one_who_shouldnt_be_named

2 years ago

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Discovering LenDenClub through a friend has been a blessing. My initial hesitation has turned into trust, and I'm increasingly comfortable with my investments. The platform's variety of investment options and the presence of a dedicated relationship manager make it exceptional.

Bhumi maithil

3 years ago

Superb investment platform

LenDenClub is one of the best investment apps in the market. They gave me high returns on my invested money. Along side, with the auto invest feature, my money was not lying in my wallet, rather was invested according to my selected preferences. This helped me gain more benefits. It also gives you valuable reports that show you how and to whom your money has been given and the EMIs cycle. I recommend his app to anyone interested in earning quick returns on their short term investments!

Musaddiq 26

3 years ago

Response from developer

Dear Musaddiq, Thank you for your kind words and support! We're just an email away at invest@lendenclub.com if you need any assistance or have questions.

Great over all experience

It’s been a while I’m using this app and getting decent returns of 11% I am not a pro when I comes to investing but here I don’t have to use any expertise of my own. I add the funds and LenDenClub does the rest and get me the returns. Go for this app its great for investment.

Shivy01212

3 years ago

Response from developer

Dear User, Thank you for your kind words and support! We're just an email away at invest@lendenclub.com if you need any assistance or have questions.

Returns are just amazing in lendenclun with very less risk

In lendenclub the returns we get is just amazing, it’s definitely a trustworthy platform, you get the good returns with knowing where your money is being invested, and the best peer-peer platform it is. One should definitely invest in lendenclub.

The hshdhjd

3 years ago

Response from developer

Dear Aanchal, We're overjoyed by your positive feedback! Thank you! For any future inquiries, drop us an email at invest@lendenclub.com.

Seamless Investment Experiences

The app is well-designed, with a clear layout and straightforward menus that make it simple to access for any new user. It provides a wide range of investment opportunities in P2P lending space. It maintains a high level of transparency in its operations. LenDen Club demonstrates a strong commitment to risk management.

Akash R Jadhav

3 years ago

Response from developer

Dear Akash, You're awesome! Thanks for the fantastic review! If you ever need assistance, don't hesitate to reach out to us at invest@lendenclub.com

Great app

It’s a great app and a superb app for investing.
It makes investing very easy and simplifies the process. It authenticates user thoroughly and makes it easier to use the app according to our need. I would recommend this app for P2P investing as there are great returns. It has many features and the guidelines and the rules and regulations makes it easier to use the app.

Adityasins

3 years ago

Response from developer

Dear Aditya, We're overjoyed by your positive feedback! Thank you! For any future inquiries, drop us an email at invest@lendenclub.com.

Superb Investment platform

I came across LenDenClub through My Friend and I can never thank him enough for introducing me to it. I was skeptical initially but as I have continued investing my comfort and my belief has grown. Not only that , it provide great options for investment, their service in terms of a relationship manager has been great for me. I have Momota who helps me out with my investments, she gives the right advice in terms of where my money will give me maximum returns. I'm really really happy and satisfied with this service and I wish and I hope to continue investing in the long-term.

later thk

3 years ago

Response from developer

Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better.

They r simply fraud

I opened my account 2 years back for flexible investment but thn last year they forced lock my money for 1 year in the name of fmpp. I guess it was one for many and now when its time
To release it, they r sending offers like 3 months, 6 months plan. Mostly it seems like they r gonna loose a lit of money and bankrupt eventually as fmpp closes for most like me and they lost trust by forcing money to another investment mechanism without consent.

Hard Rock Partyy

3 years ago

Response from developer

Hi, We empathize with your query and would like to tell you that the current plan includes a lock-in period to ensure higher returns. If you chose a specific tenure when investing, you will have to wait until the end date to receive your investments and returns lastly with FMPP we were able to deliver more than 10% since launch with zero loss on principal hence we would request you to email us at invest@lendenclub.com for further assistance.

Good app, quite seamless

There are many new apps in the market for managing investments and P2P lending as well, but good to see that this app has a nice user experience. It’s simple and easy to use which I was looking for. Great for busy working professionals like me who can get all information and status of their portfolio in a quick glance.

Inku K

3 years ago

Response from developer

Dear Inku, Thank you for the amazing review! Your support means the world to us. For any questions or concerns, email us at invest@lendenclub.com

No care for customers

Lendenclub has locked away my money for 18 months without my consent and they refuse to refund my money. When contacted over mail, they send a standard response template to any query. When contacted over phone they claim better returns over FD. Can someone please teach the concept of risk-adjusted returns to Lendenclub? I hope RBI is taking note of this scamster. I would not recommend others to deposit their hard earned money with lendenclub

serddys

4 years ago

Superb Investment option.

I wanted to get a decent return on my money parked…I started investing with Lenden club which provides return near to their promised return.

Recently they have launched FMPP, which I think a very different idea in the market.

Suraj Saroj Singh

4 years ago

Up gradation issue

Not at all happy with the upgraded application. My portfolio value is showing approx 20% less value after upgradation. Reason given is simple your principal and outstanding interest converted to FMPP without my consent. Tried to call customer care I could establish contact after 3 days of chase on WhatsApp and mobile no. Have sent an email, let’s hope it gets resolved asap.

Darshankumar Patel

4 years ago

Pretty horrible app

Investment : Lost 10% instead of gaining 10%
UX: Horrible. Can’t track current status of money portfolio. Pretty mich static app

samkit993

4 years ago

Excellent app for investment

I’ve been an investor on the app for quite a while now and have been getting really good returns. The interface is seamless and the automation makes investing super easy! Would definitely recommend trying it out for people looking to invest !

Kritika_