LenDenClub - P2P Lending

LenDenClub - P2P Lending

Peer to Peer Lending

1.7K ratings
26 reviews
Free

Details

  • Released
  • Updated
  • June 23, 2018
  • June 9, 2026
LenDenClub - P2P Lending screenshot #1 for iPhone
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LenDenClub - P2P Lending screenshot #8 for iPhone
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About

Invest in India's largest Peer-to-Peer lending platform. Start with as low as INR 10,000 and earn up to 12% p.a. through AI-powered diversification and rigorous borrower assessments.

Peer-to-peer lending platform
Low minimum investment
AI-powered investment strategies
Rigorous borrower credit assessment
Secure funds handling
Digital account opening
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What's New in LenDenClub

5.34

June 9, 2026

We’ve made updates to give you more clarity on your activity and help you continue lending confidently. Track your repayments Now you can easily track your repayments, with a clear breakdown of principal and interest. See how you’re growing Now you can understand how your repayments are growing compared to your lending over time. Updated profile experience An improved More & Profile section with easier navigation and a more personalised experience.

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User reviews

Please Don’t Invest hard earned money into P2P Trap

I invested a small amount (around ₹3,000–₹4,000) in this P2P lending platform only to test the returns and understand how the platform works. I selected lower-risk/diversified borrower profiles expecting minimal but stable returns.

However, I recently noticed that one of the borrower profiles I invested in is already marked as DPD (Days Past Due), and later classified as NPA with 137+ DPD. What concerns me most is that there was no proper investor notification or risk alert provided when the borrower profile started showing payment issues.

If a borrower profile becomes risky or overdue shortly after investment, the platform should proactively inform investors and provide transparency. In my case, I also noticed negative returns/losses on invested amounts despite choosing what appeared to be safer borrower classifications.

This review is not to discourage investing entirely, but to ask future investors to be cautious and thoroughly understand the risks before investing in P2P lending platforms. Please invest only after evaluating transparency, borrower tracking, notifications, and recovery mechanisms.

My suggestion to the platform: Improve real-time risk alerts, borrower status transparency, and investor notifications.
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Response from developer

Hi Krishna, Thank you for sharing your detailed feedback. We understand your concern regarding DPD/NPA visibility and investor alerts. Please note that borrower status, including DPD and NPA details, is available in the Manual Lending Report within the app. We also appreciate your suggestion on improving real-time alerts and notifications. Your feedback has been noted and shared with our product team for future enhancements. For any portfolio-specific concerns, please contact support@lendenclub.com. Team LenDenClub.

Regular monthly emi@ p2p lending

Date 02-March-2026 since last more than 3 months i am getting regular/daily emi..very happy Advice-please deploy only those amount in which in worst case if loss you don’t get effected..
Thanks lenden app team form proving us such simple way to generating such kind of income..🥳

Response from developer

Hi Shivam, Thank you for your valuable feedback! 😊 We’re glad to know that you’re having a positive experience with regular EMI repayments and finding the platform helpful for generating income. Your advice on lending responsibly is absolutely right—P2P lending works best with a balanced and informed approach. We appreciate your support and trust in LenDenClub! 🚀

High platform fee . NOT WORTH

Very high platform fee , infarct what you will get is less than bank interest , I did a math after 18 days and my interest is just 5.4% annualised … so think about it , for this interest without hassle you can FD in Bank. This is lending
for high credit score customers, you may get high interest for low rated customers but you have to accept the risk involved …
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Response from developer

Returns on LenDenClub vary based on borrower risk category, tenure, and repayment behavior. All fees are transparently disclosed before lending. For any clarification on your returns or fees, please contact us at support@lendenclub.com with your registered details.

Manual lending rocks

invest and get easy returns of 20% in less than 5 months. Overall the journey is smooth and transparent wrt to borrower profile and investing journey and its tracking. The good part is that none of my loans have defaulted; giving an amazing return of 20%+

Won my trust

I had invested in the platform last year, the process right from adding the money, selecting the plan to finally withdrawing the matured amount was seamless. Kudos to the LenDenClub team.

FAQ

What is LenDenClub?

LenDenClub is India's largest Peer-to-Peer (P2P) Lending platform, registered as an RBI-registered P2P-NBFC. It facilitates investments for individuals seeking returns and provides loans to creditworthy borrowers.

How much can I invest with LenDenClub?

You can start investing with a minimum amount of INR 10,000 on LenDenClub. The maximum investment amount allowed is INR 50,00,000.

What are the expected returns on LenDenClub?

FMPP investors on LenDenClub have earned up to 12% p.a. since its launch. In Q1 FY24, annualized returns ranged from a minimum of 11.47% to a maximum of 11.92%.

Is LenDenClub safe to use?

LenDenClub is an RBI-registered P2P-NBFC and uses secure funds handling through ICICI Trusteeship Services. The platform also follows global standards of high-level data encryption for user data protection.

What documents are required to open an account on LenDenClub?

To open an account on LenDenClub, you will need your PAN Card, Aadhaar Card, and a photograph. The account opening process is 100% digital.

Are there any fees for opening an account or withdrawing funds on LenDenClub?

LenDenClub offers zero account opening fees and no withdrawal charges for its users. The platform also provides industry-best referral plans for passive income.

Who is eligible to invest on LenDenClub?

Any adult Indian citizen with a valid KYC and an Indian bank account can become an investor. Adult NRIs with an NRO account and Indian PAN are also eligible.

How does LenDenClub assess borrowers?

Borrowers on LenDenClub undergo rigorous KYC and credit assessment checks on over 600 parameters. Their repayment mechanism is supported by a dedicated collections team, and credit risk is further mitigated by AI-powered hyper diversification.