1. Home
  2. 💰 Finance
  3. LenDenClub
LenDenClub - P2P Lending

LenDenClub - P2P Lending

Peer to Peer Lending

1.7K ratings
29 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • June 23, 2018
  • August 6, 2026

Features

Developer

Innofin Solutions Private Limited
✨Promote your app ✨
LenDenClub - P2P Lending screenshot #1 for iPhone
LenDenClub - P2P Lending screenshot #2 for iPhone
LenDenClub - P2P Lending screenshot #3 for iPhone
LenDenClub - P2P Lending screenshot #4 for iPhone
LenDenClub - P2P Lending screenshot #5 for iPhone
LenDenClub - P2P Lending screenshot #6 for iPhone
LenDenClub - P2P Lending screenshot #7 for iPhone
LenDenClub - P2P Lending screenshot #8 for iPhone
iphone
ipad
⭐29
Reviews↘︎
❓8 answered
FAQ↘︎
📦~ in 2 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Invest in India's largest Peer-to-Peer lending platform. Start with as low as INR 10,000 and earn up to 12% p.a. through AI-powered diversification and rigorous borrower assessments.

✓Peer-to-peer lending platform
✓Low minimum investment
✓AI-powered investment strategies
✓Rigorous borrower credit assessment
✓Secure funds handling
✓Digital account opening
Show original description
+1

What's New in LenDenClub

5.36

August 6, 2026

Improved payment experience for faster, smoother transactions. Enhanced Add Funds journey for a more seamless experience.

User reviews

Most RecentHighest RatedLowest Rated

My opinion

Hello lenDen I’m using your app from last 3 months its a wonderful platform where we get interest for the minimum amount we invest in ,but there is a small problem :- every month whenever i get the repayment from the invested amount for which i get message from whatsapp but I’m not able to clarify from which person I’m getting the repayment and how much is balance it would be great to get that information also , thank you
Show more
RahulPrasad25RahulPrasad25

Fraud

Absolutely one of the worst investment platforms I have ever used. My experience has been a complete disaster. I invested ₹10,000, but a significant portion of my money has turned into NPAs, and some loans show a 100% loss with zero recovery. Instead of earning returns, I ended up losing my hard-earned money.

The platform makes investing look attractive, but when loans default, investors are left to bear the losses. I feel completely let down and regret trusting this app. If you value your money, think twice before investing here. There are far better and more transparent investment options available. Based on my experience, I would never recommend Lenden Club to anyone.
Show more
Amit ammyAmit ammy

Lack transparency

I’ve invested in P2P lending before and switched to this app after the RBI regulations stalled this product from being offered in it’s original shape and form. To my disappointment, I noticed that I’ve actually received lesser money than what I’d invested owing to the non-performing loans and the fees they charged from me. I wouldn’t recommend this app to anyone primarily due to lack of transparency on the high fees they charge and for their incapability to recover the loan amount from a borrower.
Show more
Srinivas SriramulaSrinivas Sriramula

Response from developer

We understand your concern and value your feedback. LenDenClub follows a transparent fee structure, with all applicable charges disclosed upfront on the platform to support operations, borrower evaluation, and collection efforts. Individual portfolio performance may vary based on borrower mix and repayment behavior, which can sometimes differ from platform-level metrics. Please rest assured that our recovery teams actively pursue overdue accounts to recover outstanding funds. We would like to look into your specific portfolio details; please write to support@lendenclub.com

Please Don’t Invest hard earned money into P2P Trap

I invested a small amount (around ₹3,000–₹4,000) in this P2P lending platform only to test the returns and understand how the platform works. I selected lower-risk/diversified borrower profiles expecting minimal but stable returns.

However, I recently noticed that one of the borrower profiles I invested in is already marked as DPD (Days Past Due), and later classified as NPA with 137+ DPD. What concerns me most is that there was no proper investor notification or risk alert provided when the borrower profile started showing payment issues.

If a borrower profile becomes risky or overdue shortly after investment, the platform should proactively inform investors and provide transparency. In my case, I also noticed negative returns/losses on invested amounts despite choosing what appeared to be safer borrower classifications.

This review is not to discourage investing entirely, but to ask future investors to be cautious and thoroughly understand the risks before investing in P2P lending platforms. Please invest only after evaluating transparency, borrower tracking, notifications, and recovery mechanisms.

My suggestion to the platform: Improve real-time risk alerts, borrower status transparency, and investor notifications.
Show more
Krishnakanth99Krishnakanth99

Response from developer

Hi Krishna, Thank you for sharing your detailed feedback. We understand your concern regarding DPD/NPA visibility and investor alerts. Please note that borrower status, including DPD and NPA details, is available in the Manual Lending Report within the app. We also appreciate your suggestion on improving real-time alerts and notifications. Your feedback has been noted and shared with our product team for future enhancements. For any portfolio-specific concerns, please contact support@lendenclub.com. Team LenDenClub.

Regular monthly emi@ p2p lending

Date 02-March-2026 since last more than 3 months i am getting regular/daily emi..very happy Advice-please deploy only those amount in which in worst case if loss you don’t get effected..
Thanks lenden app team form proving us such simple way to generating such kind of income..🥳
master shivammaster shivam

Response from developer

Hi Shivam, Thank you for your valuable feedback! 😊 We’re glad to know that you’re having a positive experience with regular EMI repayments and finding the platform helpful for generating income. Your advice on lending responsibly is absolutely right—P2P lending works best with a balanced and informed approach. We appreciate your support and trust in LenDenClub! 🚀

See 24 more reviews

FAQ

What is LenDenClub?

LenDenClub is India's largest Peer-to-Peer (P2P) Lending platform, registered as an RBI-registered P2P-NBFC. It facilitates investments for individuals seeking returns and provides loans to creditworthy borrowers.

How much can I invest with LenDenClub?

You can start investing with a minimum amount of INR 10,000 on LenDenClub. The maximum investment amount allowed is INR 50,00,000.

What are the expected returns on LenDenClub?

FMPP investors on LenDenClub have earned up to 12% p.a. since its launch. In Q1 FY24, annualized returns ranged from a minimum of 11.47% to a maximum of 11.92%.

Is LenDenClub safe to use?

LenDenClub is an RBI-registered P2P-NBFC and uses secure funds handling through ICICI Trusteeship Services. The platform also follows global standards of high-level data encryption for user data protection.

What documents are required to open an account on LenDenClub?

To open an account on LenDenClub, you will need your PAN Card, Aadhaar Card, and a photograph. The account opening process is 100% digital.

Are there any fees for opening an account or withdrawing funds on LenDenClub?

LenDenClub offers zero account opening fees and no withdrawal charges for its users. The platform also provides industry-best referral plans for passive income.

Who is eligible to invest on LenDenClub?

Any adult Indian citizen with a valid KYC and an Indian bank account can become an investor. Adult NRIs with an NRO account and Indian PAN are also eligible.

How does LenDenClub assess borrowers?

Borrowers on LenDenClub undergo rigorous KYC and credit assessment checks on over 600 parameters. Their repayment mechanism is supported by a dedicated collections team, and credit risk is further mitigated by AI-powered hyper diversification.