Lendo

Lendo is not a loan calculator. It is a survival simulator for your finances. Instead of only showing numbers, Lendo simulates your real cash flow day by day until the loan due date. The app analyzes your balance, income timing, and fixed expenses to predict how your money will behave over time. It identifies the moment when your balance may become negative and calculates a safe daily spending limit to help you stay in control. Key features Daily balance simulation See how your balance changes every day until the payment date. Risk zone analysis Understand whether your situation is safe, risky, or critical. Safe spending per day Know the maximum amount you can spend each day without creating a cash gap. Scenario testing Explore different strategies before making decisions. Partial payment simulation See how paying part of the loan changes your financial stability. Extension simulation Check how extra days before repayment affect your spending capacity. Second loan impact Understand how additional borrowing influences your risk level. Expense timing analysis Add fixed expenses and see how their timing affects your balance. Multi-currency support USD, EUR and SEK. Languages English and Swedish. Lendo helps you understand the consequences of financial decisions before they happen. Plan ahead. Avoid surprises. Stay in control of your money.