LifeCalc: Financial Calculator

LifeCalc puts 33 financial calculators in your pocket, and every one of them works completely offline. No account. No signup. Nothing leaves your phone. The income, debt, and savings numbers you enter stay on your device, always. WHAT'S INSIDE Retirement & Investing • 401(k) Calculator: employer match, IRS limits, compound growth • Retirement Calculator: the 4% rule, savings targets, income projections • Roth IRA Calculator: 2026 contribution limits and income phase-outs • Compound Interest, Savings, CD, and Net Worth calculators Real Estate & Housing • Mortgage Calculator with a full amortization schedule • Home Affordability, Refinance, Rent vs. Buy, and Rental Property calculators Debt • Debt Payoff Calculator comparing snowball vs. avalanche strategies • Student Loan, Auto Loan, Personal Loan, and Credit Card Payoff calculators Salary & Income • Paycheck Calculator: federal tax, state tax, FICA, 401(k), and health insurance • Salary-to-Hourly Converter, Salary Lookup by Job Title, and Job Offer Comparison Taxes • Income Tax Calculator covering federal and all 50 states • Capital Gains Tax and Self-Employment Tax calculators Cost of Living & Relocation • Compare cost of living across 100+ US metros • Relocation Calculator with 10-year wealth projections Budgeting • Budget Calculator (50/30/20 rule), Emergency Fund Calculator, Inflation Calculator Life Events • Baby Cost Calculator, Paid Family Leave Calculator, Divorce Financial Calculator Compare Scenarios • Line up to 4 life decisions side by side, like a new job vs. a move vs. buying a home, using real tax brackets and 10-year projections BUILT ON REAL 2026 DATA Federal and all-50-state tax brackets. Standard deductions of $16,100 single, $32,200 married filing jointly, and $24,150 head of household. 401(k) limit of $24,500, IRA limit of $7,500, and a Social Security wage cap of $184,500. Cost-of-living data for 100+ US metros. PRIVATE BY DESIGN Every calculation runs on your device. LifeCalc has no analytics SDK, no account or login, and no network calls except an optional check for current interest rates. Your favorites, recent calculators, and saved calculation snapshots are all stored locally on your phone. FREE, NO ADS LifeCalc is free with no ads and no in-app purchases. It's a companion app to lifecalc.co. LifeCalc provides estimates for planning purposes only. It is not financial, tax, or legal advice. Talk to a qualified professional before making decisions based on these numbers.