A fun way to budget
Great app! I love the insightful features
Free
In-App Purchases
About
This app helps you track expenses and build better spending habits without connecting to your bank. It offers budgeting tools, emotional spending analysis, and a gamified companion to encourage positive financial behavior. Unlock advanced features through a subscription or by earning in-app coins.
✓Private expense and income logging
✓No bank connections or data sharing
✓Customizable monthly budgets
✓Emotional spending pattern analysis
✓Gamified companion for habit building
✓Pro features for advanced insights
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What's New in LifeKit Finance
1.1
February 26, 2026
Coins & Self-Control Tools Coins are now a behavioral currency you earn through good money habits — log a transaction (+3), stay within your daily budget (+5), or set up 3+ budgets for a one-time bonus (+20). Spend them on real tools: set a Spending Pause on a category to create a mindful check-in before logging, or restore your Forgiveness Token to protect a hard-earned streak. 24-Hour Pro Previews Free users can now unlock Insights and CSV Export for 24 hours using coins — a risk-free way to try Pro features before subscribing. Spending Check-In & Money Journal After logging an expense, you'll get a quick prompt to tag how it felt — planned, impulsive, a treat, a need, or something you regret. Your Journal tab summarizes these patterns weekly and monthly so you can see the emotional side of your spending over time. Bug Fixes & Polish General stability improvements and UI refinements throughout.
MoreSubscription plans
LifeKit Finance Pro Monthly
Unlock CSV exports, and all Pro tools - billed monthly
$2.991 Month
User reviews
FAQ
How does LifeKit Finance ensure privacy?
LifeKit Finance prioritizes privacy by not requiring bank connections or sharing your data. All financial data is stored locally on your device, ensuring it remains private and secure.
What are the benefits of the 'Piggy' companion?
Piggy is a gamified companion that reflects your financial health and rewards good habits with coins. You can use these coins to unlock self-control tools, encouraging positive financial behavior and making budgeting more engaging.
Can I try Pro features before subscribing?
Yes, you can use earned in-app coins to unlock any Pro feature for 24 hours. This allows you to try advanced tools like Spend Guardrails and Smart Insights before committing to a subscription.
How are budgets managed in LifeKit Finance?
You can create monthly budgets for any category and track your spending against them at a glance. The app also provides projected month-end spending based on your current pace.
What kind of insights does LifeKit Finance offer?
Beyond tracking spending, LifeKit Finance helps you understand the emotional patterns behind your purchases by allowing you to tag transactions. Weekly and monthly summaries reveal these patterns, offering deeper financial awareness.
How often is LifeKit Finance updated?
The app was last updated on February 26, 2026, with version 1.1. This indicates a recent update, suggesting ongoing development and support.
What devices is LifeKit Finance available on?
LifeKit Finance is available for iPhone and iPad, making it accessible to a wide range of Apple users.
What is the age rating for LifeKit Finance?
LifeKit Finance has an age rating of 4+, making it suitable for users of all ages.