Loan Calculator & Amortization

Know your exact monthly payment in seconds, see where every dollar goes, and find out how much faster you can pay off your loan. Loan Calculator is a clean, private and powerful calculator for mortgages, auto loans, personal loans and student loans. INSTANT PAYMENT CALCULATOR • Monthly payment, total interest, total cost and payoff date as you type • Sliders for amount, interest rate and term (years or months) • One-tap presets for mortgage, auto, personal and student loans • 15 currencies, including USD, EUR, GBP, CAD, AUD, MXN, BRL and INR PAY OFF YOUR LOAN FASTER • Add monthly, yearly or one-time extra payments • See the interest you save and how many years sooner you finish • Smart tip: we calculate what a small extra payment would save you FULL AMORTIZATION SCHEDULE • Every payment, month by month: principal, interest and balance • Yearly summary with a principal vs. interest breakdown • Balance-over-time and yearly charts TRACK YOUR REAL LOAN • Log the payments you actually make • Your true remaining balance, % paid and debt-free date • Balance projection vs. your original schedule COMPARE LOANS (PRO) • Put two offers side by side: 15 vs. 30 years, different rates • See which one really costs less over the life of the loan LOAN CALCULATOR PRO: PAY ONCE, NO SUBSCRIPTION • No ads • PDF amortization reports to share with your bank or partner • Loan comparison • Unlimited payment tracking Your loan data stays on your device. Light and dark mode. Works on iPhone and iPad. Estimates are for informational purposes only and are not financial advice.