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Loan Calculator & Mortgage is a mortgage calculator and loan calculator that helps you understand payments before you buy, refinance, or pay off debt faster. Estimate your monthly payment, check home affordability, view a full amortization schedule, test extra payments, and compare refinance scenarios in one clear app.
MORTGAGE AND LOAN CALCULATOR
Calculate monthly principal and interest
Switch between mortgage mode and loan mode
Adjust home price, down payment, loan amount, interest rate, and term
See first payment details, payoff date, total interest, and lifetime cost
FULL PAYMENT BREAKDOWN
Add property tax, home insurance, HOA, and PMI
See the real monthly payment, not just principal and interest
Understand loan to value and payment mix at a glance
AMORTIZATION SCHEDULE
View monthly or yearly amortization schedules
Track principal paid, interest paid, escrow, PMI, total payment, and ending balance
Export schedules to CSV when you need to save or share the numbers
EXTRA PAYMENT PLANNING
Test extra monthly payment strategies in seconds
See how much interest you can save
Find out how many months you can remove from your payoff timeline
HOME AFFORDABILITY CALCULATOR
Estimate how much home you can afford using income, monthly debts, down payment, rate, and DTI target
Compare conservative, balanced, and flexible affordability ranges
Plan your budget before you start house hunting
REFINANCE CALCULATOR
Compare your current mortgage with a new loan offer
See monthly payment change, break even timing, total interest impact after costs, and payoff differences
Make refinance decisions with clearer numbers
BUILT FOR EVERYDAY USE
Simple inputs and instant updates
Your latest scenarios stay saved on your device
Useful for first time buyers, homeowners, and anyone comparing loan scenarios
Loan Calculator & Mortgage helps you move from rough estimates to clear numbers, whether you are buying your first home, planning a budget, comparing loan options, or deciding if refinancing is worth it.
Refinance analysis and additional CSV exports require Pro.
Privacy Policy: https://www.termsfeed.com/live/a4693a30-e405-4144-8bd0-dd31014f03b3
Terms of Use: https://docs.google.com/document/d/1rt6T535CKfY-1vs3IPtUKdXEwb8dLi_-k0adY4q4Apk/edit?usp=sharing
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What's New in Loan Calculator & Mortgage
1.0
March 12, 2026
Subscription plans
Loan Calculator Yearly 3 days free
Get unlimited access to all features!
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