
Loan Wheel
Auto Loan Payment Calculator
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💰 Finance
Free
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About
Know exactly what you'll pay before you sign anything.
Loan Wheel is a fast, no-nonsense auto loan calculator built for anyone shopping for a car, truck, or SUV.
Enter your vehicle price, down payment, trade-in value, sales tax, and interest rate — get your estimated monthly payment instantly.
WHY LOAN WHEEL
- Instant Monthly Payment Estimates
See your exact estimated payment the moment you finish entering your numbers. No sign-up, no waiting.
- Full Amortization Schedule
View a complete month-by-month breakdown of principal, interest, and remaining balance for your entire loan term. Export it as a PDF to take with you to the dealership or your bank.
- Trade-In & Sales Tax Built In
Most calculators ignore trade-in value and sales tax — Loan Wheel factors both in automatically, so your estimate is closer to what you'll actually pay.
- Compare Loan Terms Side by Side
Not sure if 60 months or 72 months is the better deal? Compare two scenarios at once and see exactly how much more (or less) you'll pay in interest.
- Principal vs. Interest Visualization
A simple, clear breakdown of how much of your payment goes toward the car itself versus interest — so you understand the real cost of financing.
- Flexible Loan Terms
Choose from 24, 36, 48, 60, 72, or 84-month terms to match what your lender is offering.
WHO IT'S FOR
Whether you're walking onto a dealership lot, refinancing an existing auto loan, or just budgeting before you start shopping, Loan Wheel gives you the numbers you need in seconds — not after you've already signed paperwork.
Built for accuracy, built for speed, and built to help you negotiate from a position of knowledge.
Loan Wheel provides estimates only and is not financial advice. Actual loan terms are determined by your lender.
Download Loan Wheel and know your number before you ever step into a dealership.
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What's New in Loan Wheel
1.0.1
July 7, 2026





