LoanGauge: Car Title Loan Calc

LoanGauge is an educational tool that helps you understand how car-title lending works and see an illustrative, model-based estimate of what a title loan on your vehicle might look like. It is not a lender, broker, or financial advisor, and it does not make loan offers or process applications. Enter a few details about your vehicle and LoanGauge shows an estimated loan range based on those inputs, then helps you understand the costs, risks, and rules before you contact a lender. WHAT YOU CAN DO • Estimate a loan range from your vehicle's category, make, model, year, mileage, condition, and state. • See how factors such as mileage, condition, estimated value, and title status can affect the estimate. • Review example repayment scenarios and a general affordability guideline. • Look up general APR references and title-loan rule summaries for all 50 states and D.C. • Use a document checklist to help gather items lenders typically request. • Export a full report as a PDF to keep or share. FREE AND FULL REPORT The estimated loan range is free. A one-time purchase unlocks the full report for a vehicle, including a detailed value breakdown, example repayment scenarios, a general affordability guideline, state rule summaries, and PDF export. A separate, optional one-time "Unlock Everything" purchase unlocks the full report for all of your vehicles. LEARN CENTER Plain-language articles explain how title loans work, how APR affects the total amount you repay, alternatives worth considering, and common risks such as renewals (rollovers) and repossession. PRIVACY BY DESIGN The vehicle details, preferences, and estimates you create are stored only on your device. This version uses no third-party analytics, advertising, or tracking, and does not require an account. It does not access your GPS or precise location. You can erase everything at any time with "Reset All Data." IMPORTANT LoanGauge is for general education and information only. It is not financial, legal, or professional advice. Vehicle values, loan ranges, APRs, and payments are simplified estimates based on sample data and can differ significantly from a real lender's appraisal, rates, fees, and terms. Seeing an estimate does not mean you will qualify for a loan or receive the terms shown. Car-title loans are typically short-term, high-cost credit secured by your vehicle; missing payments can lead to added fees and repossession. Title-loan rules vary by state and can change, so always confirm current rules with your state and consider lower-cost alternatives first. Made for adults (18+).