
LoanGauge: Car Title Loan Calc
Auto Equity Loan Estimator
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Free
In-App PurchasesWith Ads
About
LoanGauge is an educational tool that helps you understand how car-title lending works and see an illustrative, model-based estimate of what a title loan on your vehicle might look like. It is not a lender, broker, or financial advisor, and it does not make loan offers or process applications.
Coverage: currently the United States — all 50 states and D.C., with figures shown in U.S. dollars. Additional regions may be added in future updates.
Enter a few details about your vehicle and LoanGauge shows an estimated loan range based on those inputs, then helps you understand the costs, risks, and rules before you contact a lender.
WHAT YOU CAN DO
• Estimate a loan range from your vehicle's category, make, model, year, mileage, condition, and state.
• See how factors such as mileage, condition, estimated value, and title status can affect the estimate.
• Review example repayment scenarios and a general affordability guideline.
• Look up general APR references and title-loan rule summaries for all 50 states and D.C.
• Use a document checklist to help gather items lenders typically request.
• Export a full report as a PDF to keep or share.
FREE ESTIMATE, OPTIONAL FULL REPORT
The estimated loan range is free for every vehicle. The full report — including a detailed value breakdown, example repayment scenarios, a general affordability guideline, state rule summaries, and PDF export — is optional and can be unlocked in either of two ways:
• Free: earn points by watching optional rewarded video ads and by checking in daily, then spend them to unlock a report.
• One-time purchase: unlock the full report for a single vehicle.
A separate, optional one-time "Unlock Everything" purchase unlocks the full report for all of your vehicles and removes all advertising from the app.
Points are an in-app feature only. They have no monetary value, cannot be purchased, cannot be exchanged for cash or any real-world item, and are not transferable.
LEARN CENTER
Plain-language articles explain how title loans work, how APR affects the total amount you repay, alternatives worth considering, and common risks such as renewals (rollovers) and repossession.
ADS AND PRIVACY
LoanGauge is free and supported by ads. The "Unlock Everything" purchase removes all advertising. Your vehicle details, estimates, and reports are stored only on your device — no account required, no precise location. You can erase everything with "Reset All Data." See our Privacy Policy for details.
IMPORTANT
LoanGauge is for general education and information only. It is not financial, legal, or professional advice. Vehicle values, loan ranges, APRs, and payments are simplified estimates based on sample data and can differ significantly from a real lender's appraisal, rates, fees, and terms. Seeing an estimate does not mean you will qualify for a loan or receive the terms shown. Car-title loans are typically short-term, high-cost credit secured by your vehicle; missing payments can lead to added fees and repossession. Title-loan rules vary by state and can change, so always confirm current rules with your state and consider lower-cost alternatives first.
Made for adults (18+).
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What's New in LoanGauge
1.0.1
August 10, 2026
This update adds an optional way to earn points and unlock a full report for free, along with advertising and an ad-free purchase option. It also includes accessibility and performance improvements.
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In-App Purchases
$2.99
1 Full Report
Unlock one complete vehicle valuation report instantly.



