
LoanLens: EMI Loan Calculator
Prepayment & Foreclosure Plan
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Free
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About
LoanLens answers the question every borrower has: where does my money actually go?
Enter a loan amount, interest rate and tenure. LoanLens instantly shows your monthly EMI, total interest and total amount payable, with a clear chart of principal versus interest.
NEW IN 2.5: MADE FOR IPHONE DUO
• Open iPhone Duo to see the calculator and the full amortization schedule side by side
• Half fold it like a book and the two panes split neatly at the fold
• The cover screen works just like your iPhone
ALSO RECENTLY ADDED
• A fresh design: your monthly EMI first, cleaner cards and a smoother chart
• Choose your currency and number style (Indian 25,00,000 or international 2,500,000)
• A layered app icon built for iOS 27
PLAN ANY LOAN
• Instant EMI: results update as you move a slider or type a value
• Where every rupee goes: tap the chart to split principal and interest
• Full amortization schedule with real EMI dates, opening on the current month
• Home, car, bike, personal or education loans; rates up to 50% and tenures up to 40 years
PAY LESS INTEREST
• Closing early? See the foreclosure charges, the amount due and the interest you save, or a clear warning when closing would cost more than continuing
• Prepay smarter: compare a lower EMI with a shorter tenure, side by side
• Enter your bank's exact outstanding figure for precise estimates
SHARE AND PERSONALISE
• Share a clean summary image with family or your bank
• Light, Dark or System theme, and haptics on or off
CHECKED FOR ACCURACY
Every release is checked automatically against published bank figures and an independent calculation, covering the EMI, every month of the schedule, foreclosure and prepayment.
PRIVATE BY DESIGN
LoanLens collects no data. No accounts, no ads, no tracking, no network access. Every calculation happens on your iPhone.
Note: results are estimates for planning. Your lender's figures may differ slightly because of rounding, fees or the exact dates they apply.
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What's New in LoanLens
2.5
October 24, 2026
Made for iPhone Duo • Open it up to see the calculator and the full amortization schedule side by side. • Half fold it like a book and the two panes split neatly at the fold, gliding smoothly into place. • The cover screen works just like your iPhone. Also in this update • Theme changes now apply instantly across the whole app. • Shared summaries now carry the app's new name.
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