Loanly: Loan & EMI Calculator

Loanly is a free, private, completely offline loan & EMI calculator. Know exactly what any loan will cost you - before you sign. - Loan & EMI: enter amount, rate and term to see your exact monthly payment, total interest and total cost, updated live as you type. - Mortgage: factor in down payment, property tax, insurance and HOA fees for your true monthly housing cost. - Car loan: include trade-in, sales tax and fees to find what your auto loan really costs. - Amortization schedule: see every payment split into principal and interest, month by month or year by year, and export to PDF or CSV. - Extra payment & payoff: model overpayments and instantly see how much interest you save and how many months sooner you finish. - Affordability: work out how much you can borrow from a target monthly payment. Why Loanly: - Works 100% offline - your numbers never leave your device. - No sign-up, no account, no data collection. - 50+ languages with full right-to-left support. - Clean, fast, light & dark interface. - Save and compare calculations. Free, supported by ads, with a one-time option to remove them. Loanly provides estimates for information only and is not financial advice. Always confirm figures with your lender.