About
Track your spending effortlessly and gain financial clarity. Log purchases in seconds, monitor monthly trends, and manage travel expenses separately. Understand your spending habits with visual breakdowns and smart pattern detection.
What's New in Luma Finance
1.2
April 15, 2026
What's new in this update: Widgets Add expenses directly from your Home Screen — no need to open the app. Plus a new Lock Screen widget that keeps your monthly total always visible. Travel Mode Create a trip, set your travel currency, and track what you spend abroad completely separate from your daily budget. See your trip total in real time. First trip is free. 9 Languages Luma now speaks English, Spanish, Spanish (Spain), Portuguese, French, German, Japanese, Korean, and Simplified Chinese. Apple Watch — coming soon.
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FAQ
How many expense entries are free with Luma?
Luma offers 20 free expense entries per month without requiring an account. After reaching this limit, you can upgrade to unlock unlimited entries.
Does Luma have ads?
No, Luma does not contain advertisements. The app is designed to be ad-free, allowing for an uninterrupted user experience.
What are the benefits of Luma Premium?
Luma Premium provides unlimited expense entries, unlimited travel trips and expenses, advanced charts, detailed breakdowns, and deeper pattern intelligence over time.
Can I track expenses for a trip with Luma?
Yes, Luma features a dedicated Travel Mode. You can name your trip, choose a travel currency, and track expenses separately from your daily spending.
Is Luma available on multiple devices?
Luma is currently supported on iPhone and iPad. An Apple Watch app is also planned for future release.
How is my financial data secured with Luma?
Luma is designed with privacy in mind. Your data belongs to you, subscriptions are handled by Apple, and your payment information is not stored by the app.
How often is Luma updated?
The latest version of Luma, 1.2, was released on April 15, 2026, indicating recent development activity. Updates are provided to enhance features and reliability.
What languages does Luma support?
Luma supports 9 languages, including English, Spanish, Portuguese, French, German, Japanese, Korean, and Simplified Chinese.