Easy to use
Love it! The best financial app !
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About
Effortlessly track your spending with automatic logging via Apple Pay or Back Tap. Get spending forecasts, set category budgets, and manage subscriptions to reach your savings goals.
✓Automatic expense logging via Apple Pay
✓Back Tap for instant recording
✓AI-powered receipt scanning
✓Spending forecasts and alerts
✓Category-based budgeting
✓Savings goal tracking
✓Subscription and recurring payment management
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What's New in Lumi
3.02.3
October 11, 2026
Archive — Lumi now keeps saved copies of your data on this phone. Open Settings → Archive to see what's inside and bring back anything that's missing. Complete data export — exports now include everything: accounts, savings, recurring payments and groups, with columns in your language. Your language, everywhere — widgets, Siri and Apple Pay shortcuts, and system prompts now speak your language too. Apple Pay on iOS 27 — a new shortcut and setup video for iOS 27, so expenses keep importing automatically. Clearer error messages — when something goes wrong, Lumi tells you what happened and what to do next. Halloween look — a spooky icon for the season, plus Lumi news on Telegram (link in Settings).
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Subscriptions & In-App Purchases
Annual
Full access for a year. Unlimited AI insights.
$49.991 Year
7 Days trialUser reviews
FAQ
How does Lumi automatically log expenses?
Lumi offers automatic logging through Apple Pay, allowing you to log expenses with a single tap after setup. It also supports Back Tap on iPhones for instant recording without needing to open the app.
What are the subscription options for Lumi Premium?
Lumi Premium offers several subscription plans, including monthly options starting at $4.99 with a 3-day free trial, and annual plans starting at $44.99. Some annual plans include a 7-day free trial.
Does Lumi have ads?
No, Lumi does not contain advertisements. The app is free to download and use, with an optional premium subscription for advanced features.
Can Lumi scan receipts?
Yes, Lumi features an AI-powered receipt scanner that can automatically read the amount, date, and merchant from your receipts, eliminating manual input.
What devices is Lumi available on?
Lumi is available on iPhone, iPad, and iPod touch, supporting iOS devices. It also offers iCloud sync for seamless data across your Apple devices.
How does Lumi help with budgeting?
Lumi allows you to set spending limits by category, such as groceries or restaurants. Live progress bars show your spending at a glance, and the app alerts you before you reach a limit.
What is the spending forecast feature in Lumi?
The spending forecast feature in Lumi projects your financial standing at the end of the month based on your current spending pace. It updates with every entry and warns you if your expenses are increasing faster than usual.
How often is Lumi updated?
Lumi was last updated on July 24, 2026, with version 2.99.4. This indicates a relatively frequent update schedule, ensuring the app remains current and reliable.
