Easy to use
Love it! The best financial app !
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Free
In-App Purchases
About
Effortlessly track your spending with automatic logging via Apple Pay or Back Tap. Get spending forecasts, set category budgets, and manage subscriptions to reach your savings goals.
✓Automatic expense logging via Apple Pay
✓Back Tap for instant recording
✓AI-powered receipt scanning
✓Spending forecasts and alerts
✓Category-based budgeting
✓Savings goal tracking
✓Subscription and recurring payment management
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What's New in Lumi
3.00.9
August 23, 2026
News feed — tap the bell on Home for product updates, tips, and what's new, right when it ships. Move money between goals — transfer savings straight from one goal to another, no need to withdraw and redeposit. Open-ended goals — skip the target amount and save without a fixed number in mind. Weekly savings activity — see your deposits and withdrawals for each week at a glance. Fixes — several issues reported through support are resolved, for smoother saves and fewer freezes.
MoreSubscription plans
Annual
Feel free while using the application.
$44.991 Year
1
In-App Purchases
$66.99
Lifetime
lifetime premium subscription
User reviews
FAQ
How does Lumi automatically log expenses?
Lumi offers automatic logging through Apple Pay, allowing you to log expenses with a single tap after setup. It also supports Back Tap on iPhones for instant recording without needing to open the app.
What are the subscription options for Lumi Premium?
Lumi Premium offers several subscription plans, including monthly options starting at $4.99 with a 3-day free trial, and annual plans starting at $44.99. Some annual plans include a 7-day free trial.
Does Lumi have ads?
No, Lumi does not contain advertisements. The app is free to download and use, with an optional premium subscription for advanced features.
Can Lumi scan receipts?
Yes, Lumi features an AI-powered receipt scanner that can automatically read the amount, date, and merchant from your receipts, eliminating manual input.
What devices is Lumi available on?
Lumi is available on iPhone, iPad, and iPod touch, supporting iOS devices. It also offers iCloud sync for seamless data across your Apple devices.
How does Lumi help with budgeting?
Lumi allows you to set spending limits by category, such as groceries or restaurants. Live progress bars show your spending at a glance, and the app alerts you before you reach a limit.
What is the spending forecast feature in Lumi?
The spending forecast feature in Lumi projects your financial standing at the end of the month based on your current spending pace. It updates with every entry and warns you if your expenses are increasing faster than usual.
How often is Lumi updated?
Lumi was last updated on July 24, 2026, with version 2.99.4. This indicates a relatively frequent update schedule, ensuring the app remains current and reliable.
