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Free
Best apps like Lumo: AI Money Tracker
9+ similar apps compared and reviewed
5.0 avg rating
9 free apps
Updated September 2026
Whether you want more options like Lumo or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.
Top Alternatives to Lumo
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More apps like Lumo
4
SpendZy - Auto Expense Tracker
Lend, save & track money
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5
Inkapify: Expense Tracker
Expense Tracker & Budgeting
Free
Manage your money with an AI-powered assistant that tracks expenses, budgets, and net worth. Ask personalized financial questions in plain language and get instant answers. Works offline for complete privacy and accessibility.
AI-powered finance assistantExpense and transaction trackingCustomizable budgeting
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(2)
freemium6
DrakeAI - Expense Tracker
AI Expense Tracker & Budget
Free
Effortlessly track expenses using natural language input or receipt scanning. Gain insights into spending habits with AI-powered analytics and manage shared group expenses. Log transactions in seconds without manual data entry.
Chat-based expense loggingReceipt scanning with OCRSpending analytics by category
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(5)
free7
ClearLoanCalc - Be Informed
Interest, recast, borrow power
Free
Calculate loan payments, view amortization schedules, and explore faster payoff options. This app provides clear breakdowns to help you plan and understand loans before borrowing or refinancing.
Loan amount, interest rate, and term inputEstimated monthly payment calculationAmortization schedule with dates and balance
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(2)
free8
(Simple) Finance: Subs & Bills
Minimal monthly, yearly budget
Free
💰 Finance
(0)
9
Money Tracker AI
Expense Tracker and Budget
Free
This AI-powered app simplifies money management by automatically categorizing expenses, tracking income, and creating adaptive budgets. It offers insights into spending habits, forecasts cash flow, and provides visual dashboards for financial clarity. Security and privacy are prioritized with on-device processing and encryption.
AI-powered expense categorizationAdaptive budgeting with AIAI insights and cash flow forecasting
💰 Finance
(0)
free with in-app purchases