La mejor app
Tengo 62 años y esta aplicación me ha ayudado a manejar mis finanzas en mi etapa del retiro. Súper recomendada.
The best app Lunamoney!
The best finance app — it helps me organize my monthly payments and avoid unnecessary spending.
Free
In-App Purchases
About
Gain clarity on your daily spending with a single, real-time number that accounts for bills, budgets, and goals. Connect your accounts securely to track transactions, set budgets, and plan for savings with intelligent insights. Manage personal and business finances in one place, free from ads.
✓Safe to Spend real-time financial health indicator
✓Secure bank account connection via Plaid
✓Intelligent transaction categorization
✓Customizable budget tracking (Needs vs. Wants)
✓Savings goal planning with Monte Carlo simulations
✓AI-powered money companion (Coco)
✓Personal and business finance management
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What's New in Luna Money
1.1
April 24, 2026
Coco AI can now analyze photos, snap a receipt, bill, or document for instant financial insights. Performance improvements.
Subscription plans
Personal Monthly
Daily Safe to Spend, bank sync, AI, budget tracking
$14.991 Month
7 Days trialCharts
User reviews
FAQ
What is Luna Money's 'Safe to Spend' feature?
The 'Safe to Spend' feature is a proactive, real-time algorithm that protects your financial health. It automatically reserves money for upcoming bills, active budgets, and savings goals, adjusting dynamically as your financial picture changes.
How does Luna Money ensure security for connected accounts?
Luna Money uses bank-level 256-bit encryption and connects securely via Plaid. The platform is read-only, meaning your money cannot be moved, and your banking credentials are never stored.
Can Luna Money be used for both personal and business finances?
Yes, Luna Money offers features for everyday personal spending and a separate 'Luna Business' option for entrepreneurs to track fixed and variable expenses. You can keep both personal and business finances organized in one app.
Does Luna Money have ads?
No, Luna Money is designed to be ad-free. The app states it will never interrupt your experience with advertisements or attempt to sell you financial products.
What kind of insights does Coco, Luna Money's companion, provide?
Coco can answer questions about your spending in plain language and offers personalized insights based on your financial data. It is available in both English and Spanish.
How does Luna Money help with savings goals?
You can create and track savings goals with target dates and priority rankings. The app uses Monte Carlo simulations to show your probability of reaching each goal and offers smart suggestions for efficient allocation.
What is the update frequency for Luna Money?
Luna Money was last updated on March 11, 2026, with version 1.0. Further update frequency details are not provided.
What devices is Luna Money available on?
Luna Money is available on iPhone, iPad, and iPod. It has an age rating of 4+.