Best apps like M-Cosmo

10+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated July 2026

Whether you want more options like M or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to M

NatMobile#2

NatMobile by National Bank of Kenya Limited

NBK
Strong Contender
💰 Finance
5.0(1 ratings)
Free
NatMobile screenshot 1
NatMobile screenshot 2
NatMobile screenshot 3

This banking app offers a comprehensive suite of financial management tools. Easily pay bills, buy airtime, transfer funds, and conduct mVisa and Pesalink transactions. Manage expenses and school fees all within a secure and revamped interface.

CIC Invest#3

CIC Invest by CIC Insurance Group Limited

Worth Considering
💰 Finance
4.8(9 ratings)
Free
CIC Invest screenshot 1
CIC Invest screenshot 2
CIC Invest screenshot 3
CIC Invest screenshot 4
CIC Invest screenshot 5

Manage your investments easily and effectively. This app helps you save for goals, manage group investments, and grow your portfolio in real-time, anytime and anywhere. It's designed for both new and experienced investors.

More apps like M

4
Etica
Etica
Etica
by Etica Capital Limited
Free

Manage investment funds regulated by the Capital Markets Authority of Kenya. Invest in retail funds with as little as KES 100 or high net worth funds. Initiate deposits, withdrawals, transfers, and utility payments.

Self-onboarding in under 2 minutesManage Collective Investment SchemesInvest in Money Market, Fixed Income, Shariah, and Wealth Funds
💰 Finance
(4)
free
5
Stanbic Bank Kenya
Stanbic Bank Kenya
Stanbic Bank Kenya
by Standard Bank Group
Free

Manage your bank accounts conveniently and securely from your mobile device. Perform real-time transfers, pay bills, top up airtime, and access account statements anytime, anywhere. Offers automated salary advances for eligible customers.

Real-time funds transfersBill paymentsAirtime top-up
💰 Finance
(298)
free with in-app purchases
6
LOOP - Discover, Pay, Grow
LOOP - Discover, Pay, Grow
LOOP - Discover, Pay, Grow
LOOP – Discover, Pay, Grow
Free

This digital wallet streamlines financial management, offering tools for everyday expenses and long-term goals. It facilitates easy bill payments, money transfers, savings, investments, and provides customizable loan solutions. Users can also track budgets and make secure online payments.

Comprehensive money managementEffortless transactionsSavvy savings & investments
💰 Finance
(21)
free
7
Raenest
Raenest
Raenest
Raenest (formerly Geegpay)
Free

Manage your money globally with this all-in-one finance platform. Receive payments, open global accounts, spend with virtual cards, send money internationally, and invest in US stocks. It's designed for individuals and businesses operating across borders.

Open global accounts in USD, GBP, EURReceive payments from 190+ countriesVirtual and physical spending cards
💰 Finance
(1.8K)
free with in-app purchases
8
My-OneApp
My-OneApp
My-OneApp
by Safaricom Limited
Free

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

View M-PESA balanceBiometric loginSend money via QR, contacts, or favorites
💰 Finance
(74)
free with in-app purchases
9
Eversend - the money app
Eversend - the money app
Eversend - the money app
Earn, exchange and send money
Free

Manage your finances with a mobile app that offers instant money transfers, multi-currency accounts, and affordable currency exchange. Create a virtual dollar card to save on international transaction fees and pay bills conveniently.

Instant money transfersMulti-currency accountsAffordable currency exchange
💰 Finance
(1.1K)
free with in-app purchases
10
Ooredoo Money
Ooredoo Money
Ooredoo Money
Digital financial freedom
Free

Manage your finances with a secure and easy-to-use digital wallet. Send money internationally, buy airtime, make payments, and access cash deposits and withdrawals. Enjoy competitive exchange rates and fees for global transactions.

Send money internationallyBuy airtimeMake payments
💰 Finance
(4.1K)
ad-supported