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Malaa: Track, Save & Invest

Malaa: Track, Save & Invest

Better financial decisions

363 ratings
33 reviews
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • April 28, 2021
  • September 13, 2026

Features

Developer

Mala'a For Information Technology Company
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About

This financial app helps you track spending, manage bank accounts, and grow savings through personalized investments. It offers automated transaction categorization, budgeting tools, and Shariah-compliant investment options. Securely manage your finances and gain insights for better decision-making.

✓Monitor all bank accounts in one place
✓Automatic transaction categorization
✓Customizable analytics reports
✓Personalized investment portfolios
✓Shariah-compliant investments
✓Automated Zakat calculation
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What users say

Summarized from real user reviews of Malaa. Based on 363 reviews and a 4.6/5 average, it highlights the 15 positives and 18 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Excellent app for tracking spending
  • 👍Great for saving and investment
  • 👍User-friendly interface
  • 👍Good customer service
  • 👍Low administrative fees
  • 👍Facilitates Zakat payment
  • 👍Helps build saving culture
  • 👍Offers cashback wallet with good returns
  • 👍Easy to use and navigate
  • 👍Good for long-term investment goals
  • 👍Quick registration and wallet setup
  • 👍Good investment portfolio performance
  • 👍Responsive to suggestions
  • 👍Innovative features like Zakat payment
  • 👍Good for users wanting to avoid suspicious financial instruments

Negative things

  • 👎Low profits/returns mentioned by some users
  • 👎High minimum deposit requirement
  • 👎Investment losses reported by some users
  • 👎Lack of US investment funds for long-term goals
  • 👎Unclear and strange withdrawal fees
  • 👎Discrepancy between sell price and wallet balance
  • 👎App not working after update, unable to access funds
  • 👎Issues with linking bank accounts (Alinma, others)
  • 👎Support takes days to respond
  • 👎Investment diversification and strategy concerns
  • 👎App only supports specific banks, long waiting times for others
  • 👎Investment UI is great, but spend analysis fails to load
  • 👎Visa card not readable for 10 months
  • 👎Payment issues with STC Pay not supported
  • 👎Manual seller name entry slows down expense logging
  • 👎No option to import expenses from other apps
  • 👎Inability to create multiple spending wallets
  • 👎Night mode not automatic
See all reviews
+1

What's New in Malaa

5.2.7

September 13, 2026

We release updates frequently and are constantly improving the app to make it better for you to manage your finances. We rely on your feedback to continuously and iteratively develop the app. Reach us through in-app chat or through social media. We’re happy to chat

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User reviews

Most RecentHighest RatedLowest Rated

شكرا ملاءة

كملت سنة مع ملاءة وتجربة ممتازة من كل النواحي التطبيق سريع وكل شيء مفهوم وواضح وسهل الايداع والتحديثات وتتبع الى الان ما احتجت خدمة العملاء، لكن واثقه بعد السنة ذي انهم فريق احترافي واخلاقي والتطبيق يناسب اسلوب الحياة واستثمار مستقبلي آمن
RotanamRotanam

تطبيق ممتاز لكن ينقصه شيء

‏أنا جربت التطبيق عندهم محفظة الكاش باك ممتازه جدا فيها أرباح تنفع للاستثمار قصير الأجل. تجربتي كانت إيجابية جدا. لكن لم اجد صناديق استثمار أمريكية !!! ‏صناديق الاستثمار الأمريكية تنفع للأشخاص الي مثل حالتي يبون يستثمرون لمدة 15 سنة للشراء منزل العمر. أرجوكم ضعو صناديق استثمار اميركية حيث انه لايوجد خيار للاستثمار طويل الأجل الا في صناديق محلية .
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M62666M62666

Response from developer

أهلًا عزيزنا، توجد صناديق للأسهم الأمريكية في جميع محافظنا الأساسية، وتترواح نسبها من 14.4% إلى 50% حسب كل محفظة. تقدر تعرف توزيع كل محفظة من الحاسبة أو من داخل المحفظة بعد فتحها. ولو احتجت أي مساعدة، ففريقنا بخدمتك على مدار الساعة في المحادثة داخل التطبيق. -وائل

اول كتن منتاز جدا

اقل بسبب الارباح
👍👍👍برامج رائع👍👍👍برامج رائع

Response from developer

أهلًا عزيزنا، أداء محفظة الكاش باك يعتمد على سعر الفائدة حيث تتبع المحفظة أسعار السايبور، كل ما انخفضت أسعار الفائدة انخفض العائد بالمحفظة والعكس صحيح، برغم ذلك فنحن نسعى داخليًا لرفعها خلال الفترة القادمة بإذن الله. أيضًا فتذبذب المحافظ جزء طبيعي من رحلة الاستثمار، استمر باستثمارك وستكافئك الأسواق بصعودها. ولأي مساعدة فنحن بخدمتك بمحادثة التطبيق على مدار الساعة، آملين أن نحصل على تقييمك الكامل بعد اتضاح الصورة -وائل

رائع

تعامل راقي ومعاملات مالية ناجحة
Dreamless2Dreamless2

Response from developer

شكرًا على مراجعتك وتقييمك الكريم عزيزنا، ونتمنى لك تجربة مرضية دائمًا -وائل

Great app for tracking spending

Great app for tracking spending
M7ammedM7ammed

Response from developer

We're glad that you liked it, and we appreciate your kind review -Wail

See 28 more reviews

User experience

🐞

Reported Bugs

8 issues

App not working after last update, unable to access funds

Bug

Unable to link bank accounts (Alinma and others)

Bug

Support page not opening

Bug

Spend analysis screen fails to load

Bug

Visa card not readable

Bug

Withdrawal fees are unclear and strange

Bug

Discrepancy between sell price and wallet balance

Bug

App only supports specific banks, long waiting times for others

Bug
✨

Requested Features

11 requests

Add US investment funds for long-term investment

Feature

Add Widget for portfolio tracking

Feature

Make seller name optional

Feature

Allow customization of the home page (e.g., add budgets, remove recent expenses)

Feature

Support STC Pay for faster transactions

Feature

Add a widget for quick expense logging

Feature

Add more colors and change the app's style

Feature

Add automatic night mode based on device settings

Feature

Allow importing expenses from other apps

Feature

Enable creation of multiple spending wallets (general, games, travel)

Feature

Add investment portfolios for dividends

Feature

FAQ

What does Malaa do?

Malaa is a comprehensive financial app designed to help users track their spending, manage multiple bank accounts in one place, and grow their savings through personalized investment portfolios. It offers automated transaction categorization, budgeting tools, and insights into financial data to facilitate better financial decisions.

How does the investment feature work?

The app creates a personalized investment portfolio based on your risk tolerance and financial goals. You can deposit funds easily via various payment methods, and investment experts manage your portfolio. The investments are Shariah-compliant, and the app automatically calculates and pays Zakat.

What are the costs associated with Malaa?

Malaa offers the lowest annual management fee in Saudi Arabia at 0.35%. You can start investing with an initial deposit of 1000 SAR and subsequent deposits of 50 SAR. The app itself is free to download and use for tracking and saving features.

Is my financial data secure with Malaa?

Yes, your financial data is secure. The app's integration with your bank is compliant with the Saudi Central Bank's guidelines for open banking, ensuring your financial data is encrypted. The app's priority is understanding your financial data, not capitalizing on it.

Who is Malaa intended for?

Malaa is designed for individuals in Saudi Arabia who want to gain better control over their finances. This includes those who wish to track their expenses, monitor their bank accounts, create budgets, and explore investment opportunities to grow their savings.