Malaa | ملاءة vs Sukuk | صكوك

Meet Malaa: your all-in-one financial app that helps you track, save, and grow your money! Effortlessly integrate your bank accounts, view your spending patterns, and boost your savings through investments. Regulated under Saudi Central Bank's guidelines and Saudi Capital Market Authority, our priority is helping you understand your financial data, not capitalizing on it. + Monitor all your bank accounts: Our integration brings together all your bank accounts in one place, so you can see your spending and earnings at a glance. No more logging in to multiple accounts or manually entering transactions. We automate the expense tracking to help you stay on top of your finances. Malaa integration with your bank is compliant with the Saudi Central Bank's guidelines for open banking, so you can rest assured that your financial data is encrypted. + Know where you spend your money: Our new categorization engine will automatically categorize your transactions so you can see exactly where your money is going. No more guessing! you can create budgets for different categories of spending, like groceries, transportation, and entertainment. Then, our engine will automatically allocate each transaction to its corresponding budget, so you can easily control your spending. + Take a deeper look at your finances: Get key insights about your finances so you can make smart decisions. Customize your analytics report to track what's most important to you, and quickly view balances, categories across all of your accounts. See past transactions to understand your spending and make sure you're on track to reach your financial goals. + Grow your savings with investments: with just a few questions, our algorithm will create a personalized investment portfolio that meets your risk tolerance and financial goals. You can deposit money easily with Mada, Visa, Mastercard, Apple Pay, or bank transfer. And our team of investment experts will manage your portfolio for you, so you can relax and focus on other things. Our investments have been reviewed by the Shariyah Review Bureau making it Shariah compliant, we also automatically calculate and pay your zakat for you, so you don't have to worry about it. Malaa offers the lowest annual management fee in Saudi Arabia at 0.35%. You can start investing today with as low as 1000 SAR for your initial deposit, and 50 SAR for subsequent deposits.

Sukuk Capital is the main gateway to invest in sukuk and get periodic earnings. In sukuk, more than 160 million riyals have been distributed to investors since 2021. Why Sukuk? ● Fixed periodic earnings (monthly - quarterly - semi-annual) ● rewarding returns; Average annual returns of 12.5% ● Invest with 1,000 riyals only! Explore opportunities: ● Browse renewal opportunities ● Choose the right opportunities for you in terms of: returns, durations, and dividend distribution periods ● Read the details of the investment opportunity: financing use cases, type of sukuk, and its structure ● Favorite your opportunities to return to them in the future Invest in Sukuk: ● Save your investments until the investing starts ● Invest directly through the app ● Track your investments: ● Track your cash flow ● Calculate the return on your investment portfolio ● Review your financial and investment operations Share investment opportunities: ● Invite your family and friends to invest in Sukuk ● Share your favorite opportunities ● Register now and start investing from 1,000 SAR. Sukuk Capital is subject to the provisions of Islamic Sharia and authorized by the Capital Market Authority.