Malipo Circles

Malipo has been rebuilt from the ground up, and your account, circles, wallet and full history come with you. NEW • Home has been redesigned around what needs you. An "Action required" card gathers every approval waiting on you — loan requests, disbursements, withdrawals, join requests — across all your circles, and takes you straight there. • Explore and Public Circles let you find and join circles that are open to new members. • Organisations: borrow from partner lenders. Complete the appraisal form, add your guarantors, and track and repay the loan in the app. • Statements for any date range. Generate them for your wallet or a circle, download as PDF and share them straight from the app. • Wallet top-ups, plus new insights — spending charts, quick date filters and a history grouped by day so it is easier to read. • Guided setup for chamas, fundraisers and businesses. Pick the type you want and the app walks you through the rest. • Fundraisers you can donate to, pledge to and later honour your pledge on, with optional add-ons and quantities. • Business circles now speak your language: Payouts, External Accounts and Clients. Set a collection amount per member and follow each member's payments over time. • Contribution timelines show each member's slots round by round. • Circle money settings in one place: fees and fee categories, payment allocations, loan settings, beneficiaries and bank accounts. • Invites now open in full, so you can see who invited you before you accept or decline. • Admins can pull grouped member statements for the whole group. • A notifications hub with an unread badge that opens the right screen when you tap it. IMPROVED • Malipo now works offline. Your circles, balances and pending actions load from your device, a "last synced" label tells you how fresh they are, and everything refreshes quietly in the background when you are back online. • Full dark mode, following your device setting. • If your session expires, Malipo asks you to sign back in where you are, instead of logging you out and losing your place. • Screens load faster and more steadily throughout. • Shorter, consistent verification codes outside sign-up. FIXED • Empty lists no longer float in the middle of the page. • Wallet totals and date filters now show the right figures. • The notifications badge no longer comes back after you have read your notifications. • The keyboard no longer covers the sign-in form. • Tagging a contribution no longer fails. • Several crashes, timeouts and slow-loading screens.