App does not work
The app doesn’t work get to the login screen and to add funds and it’s froze won’t let me go any further
Archived App (Last seen on 21 Sep 2025)
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
This app allows users to earn high interest on their savings by investing in decentralized finance (DeFi). Link your bank account to convert USD to stablecoins and earn APY, with funds protected by overcollateralization. Set up recurring deposits or save spare change for your financial goals.
✓Earn 8% APY on deposits
✓Convert USD to stablecoins
✓Overcollateralized fund protection
✓Link bank accounts for deposits
✓Recurring deposits
✓Save spare change
✓Referral bonuses for boosted APY
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What's New in Malta
1.2
September 1, 2022
User reviews
Developer apps
FAQ
How does Malta help me earn 8% APY?
Malta converts your US dollars to a stablecoin (cUSD) and invests them in lending markets. These markets aim to provide a base APY of 5%, with additional rewards like Boosts potentially increasing your total APY to 8% or more.
Is my money safe with Malta?
Malta protects your funds with overcollateralization, typically between 125-200%. They also employ AES-256 encryption, 2FA, and personal PINs for security. However, accounts are not FDIC insured and therefore carry some risk.
Can I access my money anytime with Malta?
Yes, Malta offers no lock-ins. You can add funds or withdraw to your bank account whenever you like, 24/7, while your money continues to earn interest in real time.
How do I deposit money into Malta?
You can link your bank account to deposit funds. Malta partners with Plaid and Stripe to ensure secure deposits and withdrawals. You can also set up recurring deposits or save spare change from purchases.
What are 'Boxes' in Malta?
Boxes are a feature within Malta designed to help you save towards specific financial goals, such as a vacation, new car, or home. They allow you to organize and track your savings for these objectives.
Does Malta have ads?
No, Malta does not contain advertisements. The app is free to use and focuses on providing its core investment and savings features without interruption.
What devices does Malta support?
Malta is available on iPhone and iPod devices. The app is designed for iOS users who want to manage their savings and investments on the go.
When was Malta last updated?
The latest version of Malta, 1.2, was released on September 1, 2022. The app was initially released on the same date in 2022.
