Simple & Easy to Use
Able to view sales on the road and get paid quicker
Free
About
Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.
✓Send and receive money in real-time
✓Earn cashback on payments
✓Same-day fund transfers
✓Works with major US banks
✓Supports POS devices for in-store payments
✓Simplifies B2B payments
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What's New in Swirepay
5.1.0
June 15, 2026
App enhancement and minor bug fixes
User reviews
Developer apps
FAQ
How secure is Swirepay?
Swirepay is PCI Level 1 Certified, which is the most stringent level of certification available in the payments industry, ensuring a high level of security for transactions.
What is the typical transaction speed with Swirepay?
Swirepay facilitates same-day transfers for money received, bypassing the traditional 2-5 day float from ACH or card transactions. A small flat fee, up to $10, applies for same-day transfers to your account.
Can I use Swirepay for in-store purchases?
Yes, Swirepay is supported on major POS devices like Clover, allowing you to scan and pay easily in stores.
What are the benefits of using Swirepay for businesses?
Businesses can simplify B2B payments, send and receive funds the same day, avoid interchange fees and ACH float, and earn up to 1% cashback on payments sent.
What devices does Swirepay support?
Swirepay is available on iPhone and iPod devices.
How often is Swirepay updated?
The latest version is 4.8, and the app was last updated on February 26, 2026, indicating regular updates.
What is the user sentiment for Swirepay?
Swirepay has a high rating of 4.7 stars from 3 ratings, suggesting positive user experiences.
Does Swirepay have ads?
No, Swirepay does not contain advertisements.
