Comparison

deyaPay vs Swirepay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

deyaPay

This app offers a straightforward way to manage payments using various methods like cash, cards, and digital wallets. Its user interface is designed for ease of use, allowing quick account creation and hassle-free transactions. It also integrates with other products from the same developer.

Highlights
  • Hassle-free transactions
  • Simple user interface
  • Multiple payment methods (Cash, Card, ACH, Google Pay, Apple Pay)
  • Easy account creation
  • Integration with Bodaty products
Features
Read full description

deyaPay has a simple user interface, hassle-free transactions, and built-in integration with other Bodaty products. It's easy to create your account in deyaPay Just enter your phone number to create your account. With deyaPay's simple user interface. An easy way to process your payments Pay for it anyway using deyaPay. Use Cash, Credit Card/Debit Card, ACH, Google Pay, or Apple Pay. Visit our website: https://deyapay.com/

About

Swirepay

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

Highlights
  • Send and receive money in real-time
  • Earn cashback on payments
  • Same-day fund transfers
  • Works with major US banks
  • Supports POS devices for in-store payments
  • Simplifies B2B payments
Features
Read full description

Swirepay allows you to send and receive money in real time and earn money via cash back without a need for a new card. Swirepay works with major leading banks and acquirers across the U.S. to help avoid the traditional 2-5 day float from ACH from Card transactions and receive money the same day. * SEND MONEY AND EARN * Link your bank account and send money to any vendor or employee along with a descriptive note for easy reconciliation. Use Swirepay to manage your monthly bills, payments and earn up to 1% cashback on all payments sent without a need for a card. * RECEIVE MONEY * Avoid those pesky interchange fees for both consumer and business payments while getting money in your bank account on the same day. * FAST * No more waiting 3-5 days for ACH to clear or 2 business days for card transactions to reach your bank account. Any money received can be sent to your account the same day for a small flat fee up to $10. * PAY IN STORES * Swirepay is supported on major POS devices such as Clover so you can simply scan, pay and go. * PAY ONLINE * Swirepay helps remove the need for manual checks and float from ACH by simplifying B2B payments for small businesses. Sign up today to send and receive B2B payments the same day while avoiding interchange fees and float. Swirepay works with major acquirers and banks in the US to facilitate transactions and is PCI Level 1 Certified, the most stringent level of certification available in the payments industry. Please contact support@swirepay.com for any service related queries and letstalk@swirepay.com to learn more.

Screenshots

deyaPay4 screens
Swirepay4 screens

Verdict

The call

The clearest difference is review sentiment: Swirepay at 100% against deyaPay's 25%. Swirepay also leads on rating (4.7 vs 3.0) and update cadence (every 3 weeks vs every 2 months). deyaPay's advantage is iOS requirement (12.2 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Swirepay holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews point the same way: 25% of deyaPay's written reviews are positive against 100% of Swirepay's.

UpkeepUpdate frequency

deyaPay ships an update every 2 months, Swirepay every 3 weeks. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
deyaPay versus Swirepay: the parameters behind the verdict, then further details
ParameterdeyaPaySwirepay
PriceFreeFree
Rating3.0 (6 ratings)4.7 (3 ratings) — better
Positive reviews25.0% of reviews100.0% of reviews — better
Number of ratings6 — better3
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.2 — better15.6
Further details — not scored
Size97 MB126 MB
Age rating4+4+
DeveloperBodaty LLCSwirepay Inc.

Customer experience

deyaPay

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Swirepay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

deyaPay

No in-app purchases

None

Swirepay

No in-app purchases

Questions

Is deyaPay free?
deyaPay is free to download, with no in-app purchases.
Is Swirepay free?
Swirepay is free to download, with no in-app purchases.
Which has better reviews, deyaPay or Swirepay?
Swirepay is rated higher. deyaPay averages 3.0 out of 5 from 6 ratings, while Swirepay averages 4.7 from 3 ratings.
Do deyaPay or Swirepay have ads?
Neither deyaPay nor Swirepay shows ads.
Which is updated more often, deyaPay or Swirepay?
deyaPay ships an update every 2 months, and Swirepay every 3 weeks. Most recently, deyaPay was updated on October 11, 2026 and Swirepay on October 24, 2026.

Other comparisons