Comparison

Edens360 vs Swirepay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Edens360

This finance app facilitates quick, simple, and secure money transfers. It aims to streamline payment processes for users, offering an efficient way to manage transactions.

Highlights
  • Fast payments
  • Instant transactions
  • Secure money movement
  • Simplified payment process
Features
Read full description

Fast and Instant Payments. Moving Money Faster, Simpler and More Secure

About

Swirepay

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

Highlights
  • Send and receive money in real-time
  • Earn cashback on payments
  • Same-day fund transfers
  • Works with major US banks
  • Supports POS devices for in-store payments
  • Simplifies B2B payments
Features
Read full description

Swirepay allows you to send and receive money in real time and earn money via cash back without a need for a new card. Swirepay works with major leading banks and acquirers across the U.S. to help avoid the traditional 2-5 day float from ACH from Card transactions and receive money the same day. * SEND MONEY AND EARN * Link your bank account and send money to any vendor or employee along with a descriptive note for easy reconciliation. Use Swirepay to manage your monthly bills, payments and earn up to 1% cashback on all payments sent without a need for a card. * RECEIVE MONEY * Avoid those pesky interchange fees for both consumer and business payments while getting money in your bank account on the same day. * FAST * No more waiting 3-5 days for ACH to clear or 2 business days for card transactions to reach your bank account. Any money received can be sent to your account the same day for a small flat fee up to $10. * PAY IN STORES * Swirepay is supported on major POS devices such as Clover so you can simply scan, pay and go. * PAY ONLINE * Swirepay helps remove the need for manual checks and float from ACH by simplifying B2B payments for small businesses. Sign up today to send and receive B2B payments the same day while avoiding interchange fees and float. Swirepay works with major acquirers and banks in the US to facilitate transactions and is PCI Level 1 Certified, the most stringent level of certification available in the payments industry. Please contact support@swirepay.com for any service related queries and letstalk@swirepay.com to learn more.

Screenshots

Edens3604 screens
Swirepay4 screens

Verdict

The call

The clearest difference is review sentiment: Swirepay at 100% against Edens360's 0%. Swirepay also leads on rating (4.7 vs 1.0) and ads (none vs shown). Edens360's advantage is update cadence (weekly vs every 3 weeks) and iOS requirement (12.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Swirepay holds the better App Store score, 4.7 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 0% of Edens360's written reviews are positive against 100% of Swirepay's.

UpkeepUpdate frequency

Edens360 ships an update weekly, Swirepay every 3 weeks. Both last shipped on October 24, 2026.

Scorecard7 real differences · 3 level
Edens360 versus Swirepay: the parameters behind the verdict, then further details
ParameterEdens360Swirepay
PriceFreeFree
Rating1.0 (1 ratings)4.7 (3 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings13 — better
Update frequencyWeekly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size69 MB126 MB
Age rating4+4+
DeveloperEDENS CAPITAL INCSwirepay Inc.

Customer experience

Edens360

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Swirepay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Edens360

No in-app purchases

None

Swirepay

No in-app purchases

Questions

Is Edens360 free?
Edens360 is free to download, with no in-app purchases.
Is Swirepay free?
Swirepay is free to download, with no in-app purchases.
Which has better reviews, Edens360 or Swirepay?
Swirepay is rated higher. Edens360 averages 1.0 out of 5 from 1 ratings, while Swirepay averages 4.7 from 3 ratings.
Do Edens360 or Swirepay have ads?
Edens360 shows ads; Swirepay does not.
Which is updated more often, Edens360 or Swirepay?
Edens360 ships an update weekly, and Swirepay every 3 weeks. Most recently, Edens360 was updated on October 24, 2026 and Swirepay on October 24, 2026.

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