Best Swirepay Apps

250+ iOS apps curated and reviewed

3.6 avg rating
20 free apps
Updated August 2026

The best swirepay apps on iPhone average 3.6★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Swirepay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SwirepaySwirepayFree4.7★ (3)NoNoAug 2026
2Swirepay RewardsSwirepay RewardsFreeNoNoMay 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
4Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
5rapid! Payrapid! PayFree4.5★ (189K)NoNoAug 2026
6360Pay360PayFreeNoNoJul 2026
7Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoAug 2026
8PayemmPayemmFree5.0★ (1)NoNoAug 2026

Top Picks for Swirepay

Swirepay#1

Swirepay by Swirepay Inc.

Pay, Earn and Save
Editor's Choice
💰 Finance
4.7(3 ratings)
Free
Swirepay screenshot 1
Swirepay screenshot 2
Swirepay screenshot 3
Swirepay screenshot 4
Swirepay screenshot 5
Swirepay screenshot 6

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Swirepay apps to explore

4
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
5
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(189K)
free
6
360Pay
360Pay
360Pay
by 360 Pay
Free
💰 Finance
(0)
7
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
8
Payemm
Payemm
Payemm
Payemm Now, Pay Us Later
Free

Manage everyday spending, from groceries to online shopping, by splitting costs into four easy fortnightly payments. Earn rewards and cashback for making payments on time or early, building better financial habits.

Split payments into 4 fortnightly installmentsManage groceries, top-ups, and online shoppingEarn rewards and cashback for timely payments
💰 Finance
(1)
free
9
NeroPay
NeroPay
NeroPay
Smart Payment Solutions
Free

This app provides a comprehensive payment solution for businesses, enabling them to accept various transaction types including online, wallet, API, and in-person payments. It simplifies payment processing with features like QR codes, invoices, and contactless tap-to-pay functionality.

Online payment gatewayWallet payment managementAPI integration for websites/apps
💰 Finance
(0)
free
10
PayZen
PayZen
PayZen
Paiement e-commerce
Free

Accept payments anywhere using your smartphone or tablet. Create payment links, share them via QR code or message, and let customers pay securely online. Ideal for various sales scenarios and remote transactions.

Create payment linksAccept payments remotelyQR code payment sharing
💰 Finance
(3)
free
11
MultiSafepay Control
MultiSafepay Control
MultiSafepay Control
by MultiSafepay B.V.
Free

Access and manage your payment data from anywhere. Easily search, filter, and manage transactions, generate payment links, and handle fund withdrawals and currency conversions. The app allows for accepting or declining transactions and updating order statuses.

Browse transactions and account balancesGenerate and share payment linksWithdraw funds to bank account
💰 Finance
(0)
free
12
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(418K)
free with in-app purchases
13
splink
splink
splink
simple payment link
Free

Easily accept payments from customers using various methods. Manage all your transactions in real-time from any location. Turn your device into an unlimited card terminal for on-the-go payments.

Accept payments in multiple waysRequest payments from customersReal-time payment management
💰 Finance
(1)
free
14
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(478K)
free with in-app purchases
15
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
16
AutoPay
AutoPay
AutoPay
Automate recurring payments
Free
💰 Finance
(0)
17
LiqPay
LiqPay
LiqPay
by PrivatBank
Free

This app allows users to easily receive payments through various methods like QR codes, Face Pay, and geolocation. It also facilitates invoicing, manages payment archives, and handles refunds, making it a comprehensive tool for businesses to manage transactions.

Receive payments via QR codeFace Pay functionalityPayment by geolocation
💼 Business
(4)
free
18
DirectPay
DirectPay
DirectPay
by PAYMEDIA (PRIVATE) LIMITED
Free

Facilitates secure account-to-account payments using QR codes. Supports transfers within the same bank or via LankaPay for interbank transactions. Offers enhanced security with device and password protection.

QR code scanning for paymentsAccount-to-account fund transfersInterbank transactions via LankaPay
💰 Finance
(2)
free
19
ClearPay
ClearPay
ClearPay
by Fedeth Microfinance Bank Limited
Free
💰 Finance
(0)
20
Gopay-Your Travel Companion
Gopay-Your Travel Companion
Gopay-Your Travel Companion
by GOPAY TECHNOLOGY LIMITED
Free
🔧 Utilities
(0)

FAQ about Swirepay

What are the best swirepay apps for iPhone?
Swirepay tops our swirepay apps ranking as of August 2026, with a 4.7-star average from 3 App Store ratings, and it's free to download.
Yes — 20 of the top swirepay apps we rank are free to download, including Swirepay and Swirepay Rewards.
Swirepay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ swirepay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Swirepay is PCI Level 1 Certified, which is the most stringent level of certification available in the payments industry, ensuring a high level of security for transactions.
Swirepay facilitates same-day transfers for money received, bypassing the traditional 2-5 day float from ACH or card transactions. A small flat fee, up to $10, applies for same-day transfers to your account.

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