Means: Safe to Spend
Know what's safe to spend
About
This app helps you understand your available funds by connecting to your bank accounts. It automatically sets aside money for bills and goals, presenting a clear, single number for your safe-to-spend amount. Enjoy a guilt-free approach to daily spending with a calm and intuitive interface.
What's New in Means
1.0.1
August 23, 2026
Small repairs, mostly to the moments where Means wasn't clear enough. Notifications now open the screen they're about. If an update from your bank doesn't go through, Means says so instead of going quiet. Connecting a bank explains what actually happened, rather than asking you to try again when that can't help. And the assistant and Insights now describe the same month. Plus a round of layout and accessibility fixes throughout.
MoreSubscriptions & In-App Purchases
Means Plus (Monthly)
Automatic bank sync, live balances, and AI insights.
FAQ
What is the free version of Means?
The free version of Means offers the full budgeting toolkit, including your daily safe-to-spend, rollover, set-asides, and a savings goal. You can add spending manually and use up to 10 AI questions per month.
How much does Means Plus cost?
Means Plus costs $7.99 per month or $59.99 per year, with a 7-day free trial for new subscribers. This plan allows you to connect up to 10 banks and use 200 AI questions monthly.
How much does Means Pro cost?
Means Pro costs $14.99 per month or $99.99 per year, also with a 7-day free trial. This top-tier plan supports up to 20 bank connections and 1,000 AI questions per month.
Can I cancel my Means subscription?
Yes, you can manage your subscription or turn off auto-renew in your Apple Account settings at least 24 hours before the end of the current period to avoid automatic renewal.
Is my financial data safe with Means?
Means uses Plaid for read-only bank connections, meaning it can see transactions and balances but cannot move money. Your data is encrypted, never sold, and never used for advertising.
Does Means have ads?
No, Means is paid for by memberships, not by advertising. The app is ad-free, ensuring a focused user experience.
What devices does Means support?
Means is currently supported on iPhone and iPod devices, indicated by its compatibility with iOS.
How often is Means updated?
Means was last updated on August 13, 2026, with version 1.0. This indicates a recent release, and updates are expected to follow for improvements and new features.
