1. Home
  2. 🏥 Medical
  3. Medicare on Your Terms
Medicare on Your Terms

Medicare on Your Terms

Calculators & Enrollment dates

14 ratings
10 reviews
💰 Finance
🏥 Medical
Free

Details

Released
August 28, 2026
Updated
October 25, 2026

Features

Developer

Resting Sycamore Advisors LLC
✨Promote your app ✨
Medicare on Your Terms screenshot #1 for iPhone
Medicare on Your Terms screenshot #2 for iPhone
Medicare on Your Terms screenshot #3 for iPhone
Medicare on Your Terms screenshot #4 for iPhone
Medicare on Your Terms screenshot #5 for iPhone
Medicare on Your Terms screenshot #6 for iPhone
Medicare on Your Terms screenshot #7 for iPhone
Medicare on Your Terms screenshot #8 for iPhone
⭐10
Reviews↘︎
📝5+ tags
Tags↘︎
🔄3+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 5 days
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app helps individuals approaching Medicare eligibility understand crucial enrollment deadlines and potential costs. It provides tools to calculate late penalties, estimate premium increases, and organize necessary documents for informed decision-making.

✓Enrollment deadline calculator
✓Late penalty estimator
✓IRMAA surcharge calculation
✓Medigap open enrollment tracking
✓Job coverage impact analysis
✓Deadline reminders
✓Readiness checklist
Show original description

What's New in Medicare on Your Terms

1.3

October 25, 2026

Medicare Open Enrollment runs October 15 to December 7. If you turn 65 this year or next, check your own sign-up dates too. WHAT'S NEW IN 1.3 Six new tools, for 23 in all: - Medigap or Medicare Advantage? See the two side by side, based on your doctors, travel, and budget. - Which Medigap Plan Fits Me? Compare two plan letters that match how you'd rather pay. - Should I Delay Medicare? Find out if your job coverage lets you wait. - Which Coverage Pays First? For when you have Medicare and other coverage. - Is My Drug Coverage Creditable? Find out if it keeps you clear of the Part D penalty. - HSA and Medicare: find the last month you can put money in. Also new: - A new start screen with two big buttons and a few common questions to tap. - Meet Peter: his photo on every result, and a short page about who he is and how he's paid. - Easier to read in Dark Mode. IS IT FREE AND PRIVATE? Yes. No account and no sign-up. Your answers stay on your phone.

More

User reviews

Most RecentHighest RatedLowest Rated

Amazing!!

Medicare can be so complicated and daunting but this has made it so easy! Very glad there is finally something this easy to use that doesn’t cause any confusion! Amazing app
JJp43

Simple and easy!

I felt like this app brought a sense of peace .. like this is something I can navigate with a little help. I can do figure this out! Easy to use and simple layout. Highly recommend.
DDdaw05

Useful App

As a financial advisor and CFP®️Professional, I am constantly getting questions from my clients about Medicare. This app is simple, clear, convenient, and addresses the most common questions and immediately provides the answers. I highly recommend.
FFinAdvDev

Helpful app

The app is great and easy to use!
CBClayton Blodgett

So useful & informative

This app has been so helpful. I’m more tech savvy as someone who is 65+ than most of my friends so it’s nice to have something easy to have on my phone for answers.
SOSherri O’c
See 5 more reviews

FAQ

What is Sycamore Medicare Guide?

Sycamore Medicare Guide is a free medical app designed to help users understand Medicare enrollment deadlines and potential costs. It offers various tools and calculators to assist with informed decision-making regarding Medicare plans.

Does Sycamore Medicare Guide compare Medicare plans?

No, Sycamore Medicare Guide does not compare every Medicare plan or recommend specific plans. Its primary function is to provide calculators and checklists to help users understand their personal situation before making decisions.

Is Sycamore Medicare Guide free to use?

Yes, Sycamore Medicare Guide is completely free to use. The app is available at no cost and does not require any in-app purchases.

Does Sycamore Medicare Guide have ads?

No, Sycamore Medicare Guide is ad-free. It does not contain any advertising software, analytics software, or third-party trackers, ensuring a private user experience.

What personal information does Sycamore Medicare Guide collect?

Sycamore Medicare Guide collects minimal personal information, only asking for the smallest data points necessary for calculations, such as a birth month or ZIP code. It never asks for your Medicare number, Social Security number, or bank details.

How often is Sycamore Medicare Guide updated?

Sycamore Medicare Guide downloads updated Medicare figures once a year to ensure the calculations remain current. The app was last updated on 2026-08-28 with version 1.0.

What devices is Sycamore Medicare Guide available on?

Currently, Sycamore Medicare Guide is available on iPhone devices. The app has an age rating of 4+.

Can I get help from a person through Sycamore Medicare Guide?

While Sycamore Medicare Guide is a self-service tool, it can help you draft an email or text message to Peter at Resting Sycamore Advisors LLC if you wish to discuss your situation with a person. You can then decide whether to send the drafted message.