Monitor your U.S. mortgage and receive alerts for potential savings. Track loan progress against market rates, get notified for refinance opportunities, and manage PMI removal.
1.1.0
August 18, 2026
A complete visual redesign, crafted so even your parents can read it at a glance: - New "warm graphite and champagne brass" theme, calm and professional, easier on the eyes - Bigger rate numbers and a new payoff progress ring - The home screen glows green when the market drops below your rate - Text contrast raised across the app (WCAG AA/AAA), larger touch targets - Refinance verdicts now carry clear check and cross marks, never color alone - Assorted fixes and performance improvements Public-data math estimates only, not lending advice.
MoreMeiFang Rates is a free finance app that helps U.S. homeowners track their mortgages, monitor market rates, and identify opportunities to save money through refinancing or PMI removal.
Yes, MeiFang Rates is completely free to download and use. It does not feature in-app purchases or advertisements.
MeiFang Rates tracks your loan against daily national market rates using public FRED data. It also provides daily locked-loan averages for various mortgage types like 30-year, 15-year, jumbo, FHA, and VA.
The app offers a refinance decision panel to assess if refinancing is worthwhile for your planned duration of stay. It also provides a clear view of new payment, monthly savings, and break-even points.
Yes, MeiFang Rates monitors your loan-to-value (LTV) ratio. Once your home equity reaches 20%, it alerts you, enabling you to request PMI removal and potentially save $50–300 per month.
The Fed calendar includes key dates for FOMC meetings, CPI releases, and jobs reports, providing plain-language context for these important economic indicators.
No, MeiFang Rates organizes public market data and provides mathematical estimates. It is not a source for lending, investment, or rate-lock advice; actual quotes must come from lenders.
MeiFang Rates is currently available for iPhone devices.
