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Mela: US Banking for Ethiopian

Mela: US Banking for Ethiopian

Bank. Send money to Ethiopia.

11 ratings
20 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • March 3, 2025
  • August 4, 2026

Features

Developer

Mela Finance Inc
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About

This app provides a U.S. USD banking solution for Ethiopians globally. Open your own U.S. account, receive funds from various platforms, and spend worldwide with a Visa debit card. It aims to facilitate easier participation in the global economy.

✓Open U.S. USD account
✓Receive USD from global platforms
✓Use own U.S. account/routing numbers
✓Spend globally with Visa debit card
✓Send money to Ethiopia
✓No monthly fees
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+1

What's New in Mela

6.0.13

August 4, 2026

What's new: • A guided intro walks you through Mela when you first open the app • Filter your transaction history and notifications to find things faster • Redesigned send-to-bank and exchange-rate screens • Your email is now prefilled when you log back in after signing out • Bug fixes and performance improvements

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User reviews

Most RecentHighest RatedLowest Rated

Seamless transfers once connected to bank account

First time using transfer apps to send to my family . Was very easy to create the account that I needed and verify my identity . After linking it to my bank it has been a life saver . Also have been able to get unbeatable prices !
Semaly5Semaly5

I highly recommend this app

I’ve been using Mela to send money to Ethiopia, and I genuinely love it. It’s easy to use, feels reliable, and the whole process is smooth and stress-free. I can send funds quickly and support people back home with confidence, so I’ll definitely keep using it.
Ethio MEthio M

Digital Banking

Digital Banking that allows me to transfer from US to Ethiopia with the best rate on the market
B yonB yon

Fast and better rates guaranteed

I had a great experience using Mela platform. Transactions were fast, secure, and easy to complete, and the app was simple to navigate. Customer support was responsive when I had a question, and overall the service has been reliable. I would definitely recommend it to anyone looking for a convenient way to send and receive money.
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YonaYoniYonaYoni

Mela

Great rate and seamless experience. Now I can do all this from my phone and no longer need to go around
Mel b014Mel b014
See 15 more reviews

Developer apps

Mela Finance
Mela Finance

by Mela Finance Inc

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Mela Merchant
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Accept payments instantly

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FAQ

How secure is Mela?

Mela is a U.S.-regulated fintech neobank registered with FinCEN as an MSB. Funds are held 1:1 in fully-reserved USD accounts, powered by regulated U.S. banking partners, ensuring a high level of security.

What are the fees for Mela?

Mela offers no monthly fees for keeping your balance in USD. Specific fees may apply for using your U.S. account and routing numbers, as well as for sending money to Ethiopia.

What identification is needed to open a U.S. USD account with Mela?

You can open a U.S. USD account using your passport or Fayda. This streamlined process allows Ethiopians to establish their own U.S. banking presence.

Can I receive money from international clients using Mela?

Yes, you can receive USD from U.S. banks, Upwork, direct clients, and other global platforms directly into your own U.S. account and routing numbers provided by Mela.

Does Mela have ads?

No, Mela does not contain advertisements. The app is designed to provide a seamless banking experience without interruptions from ads.

What devices does Mela support?

Mela is available on iPhone, iPad, and iPod devices. The app is optimized for iOS users looking for global banking solutions.

How often is Mela updated?

The latest version of Mela is 5.0.93, last updated on March 5, 2026. Regular updates ensure the app remains reliable and secure for its users.

What is the user sentiment for Mela based on ratings?

Mela has a rating of 3.8 stars from 9 ratings. This indicates a generally positive but mixed user reception, suggesting areas for potential improvement.