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Mela: US Banking for Ethiopian

Mela: US Banking for Ethiopian

Bank. Send money to Ethiopia.

12 ratings
21 reviews
💼 Business
💰 Finance
Free

Details

Released
March 3, 2025
Updated
October 17, 2026

Features

Developer

Mela Finance Inc
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About

This app provides a U.S. USD banking solution for Ethiopians globally. Open your own U.S. account, receive funds from various platforms, and spend worldwide with a Visa debit card. It aims to facilitate easier participation in the global economy.

✓Open U.S. USD account
✓Receive USD from global platforms
✓Use own U.S. account/routing numbers
✓Spend globally with Visa debit card
✓Send money to Ethiopia
✓No monthly fees
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What's New in Mela

6.0.22

October 17, 2026

New: see and control where you're signed in. • Settings › Security › Devices: see every phone signed in to your account and sign out any of them • Account activity: every sign-in, failed attempt and password or PIN change • Email & phone history: every change to your contact details • After changing your password or PIN, sign out all other devices in one tap Fixes: • Sign-in: the password box is no longer hidden behind the Login button when the keyboard is open • Your devices now show the phone's real name, such as "iPhone 16 Pro"

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User reviews

Most RecentHighest RatedLowest Rated

instant transfer and seamless experience

Amazing that I can connect my US account.
RRobzgeb7

Seamless transfers once connected to bank account

First time using transfer apps to send to my family . Was very easy to create the account that I needed and verify my identity . After linking it to my bank it has been a life saver . Also have been able to get unbeatable prices !
SSemaly5

I highly recommend this app

I’ve been using Mela to send money to Ethiopia, and I genuinely love it. It’s easy to use, feels reliable, and the whole process is smooth and stress-free. I can send funds quickly and support people back home with confidence, so I’ll definitely keep using it.
EMEthio M

Digital Banking

Digital Banking that allows me to transfer from US to Ethiopia with the best rate on the market
BYB yon

Fast and better rates guaranteed

I had a great experience using Mela platform. Transactions were fast, secure, and easy to complete, and the app was simple to navigate. Customer support was responsive when I had a question, and overall the service has been reliable. I would definitely recommend it to anyone looking for a convenient way to send and receive money.
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YYonaYoni
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Developer apps

Mela Finance
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by Mela Finance Inc

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FAQ

How secure is Mela?

Mela is a U.S.-regulated fintech neobank registered with FinCEN as an MSB. Funds are held 1:1 in fully-reserved USD accounts, powered by regulated U.S. banking partners, ensuring a high level of security.

What are the fees for Mela?

Mela offers no monthly fees for keeping your balance in USD. Specific fees may apply for using your U.S. account and routing numbers, as well as for sending money to Ethiopia.

What identification is needed to open a U.S. USD account with Mela?

You can open a U.S. USD account using your passport or Fayda. This streamlined process allows Ethiopians to establish their own U.S. banking presence.

Can I receive money from international clients using Mela?

Yes, you can receive USD from U.S. banks, Upwork, direct clients, and other global platforms directly into your own U.S. account and routing numbers provided by Mela.

Does Mela have ads?

No, Mela does not contain advertisements. The app is designed to provide a seamless banking experience without interruptions from ads.

What devices does Mela support?

Mela is available on iPhone, iPad, and iPod devices. The app is optimized for iOS users looking for global banking solutions.

How often is Mela updated?

The latest version of Mela is 5.0.93, last updated on March 5, 2026. Regular updates ensure the app remains reliable and secure for its users.

What is the user sentiment for Mela based on ratings?

Mela has a rating of 3.8 stars from 9 ratings. This indicates a generally positive but mixed user reception, suggesting areas for potential improvement.