MemoCash

Open, speak, done. MemoCash is the fastest way to log expenses on your iPhone. No forms to fill, no menus to tap. Press the mic, say "coffee three eighty", AI understands and the expense is saved. In under 10 seconds. Voice quick capture Fully on-device with Apple Intelligence — your audio never leaves your iPhone. Customizable categories and payment methods Sensible defaults at first launch (Bar, Groceries, Fuel, Card, Cash, Apple Pay, etc.). Add, rename, reorder as you wish. Automatic shared expenses (÷2) Mark a wallet as "shared" and every expense logged on it is automatically split in half. Perfect for couples or family joint accounts. Recurring expenses "Netflix every month 17.99", "rent on the first 800", "gym every Monday 15" — the app captures frequency and day and schedules the recurrence for you. Smart voice queries "How much did I spend this month?", "where do I spend the most?", "what was my last expense?", "am I spending more than last month?" — ask and it answers with natural voice. Batch expenses "Three coffees at 1.50" → three expenses created at once, with correct per-unit price. Voice-split expenses "Pizza 40 halved", "dinner 60 split in three" → the amount is divided on the fly, original total noted. Automatic brand recognition Walmart → Groceries. Netflix → Shopping. Shell → Fuel. Dozens of international brands recognized, category assigned automatically. Widget and Siri Shortcuts Start a recording from the home screen with one tap, or say "Hey Siri, log an expense on MemoCash". iCloud Sync Your expenses synced automatically between iPhone and iPad via private CloudKit database. Monthly reports Month total, breakdown by category and wallet, top 5 expenses, daily chart, month picker to browse history. Budget Set caps per category with gentle feedback after each saved expense. Total privacy All voice recognition (Apple Speech) and AI parsing (Apple Foundation Models) happen on-device, on your iPhone. No server, no API keys, no data ever leaves your device. It's an app that understands you, not a cloud that listens to you. 7-day free trial Everything unlimited for a week. Then Premium $3.49/month or $22.99/year to keep going. Available in Italian and English. Open. Speak. Logged.