Meridian is the financial intelligence system built for the way you actually earn.
If you freelance, consult, create, or run a side business, you know traditional finance apps weren't made for you. Your income is irregular. Your taxes are complicated. Your financial picture is fragmented across gigs, clients, subscriptions, and expenses. And nobody tells you what you owe until it's too late to do anything about it.
Meridian connects the dots.
KNOW YOUR TAXES BEFORE THEY HIT
Stop guessing what you owe. Meridian tracks your income and expenses in real time and calculates your estimated quarterly taxes automatically. See exactly how each transaction affects your tax bill, before it becomes a surprise.
- Estimated federal and self-employment tax
- Quarterly payment schedule (Q1–Q4)
- Log payments and track what you still owe
- "What did this cost me in taxes?" on every transaction
- Tax Reserve tracker — set aside money and watch your funding progress
AI THAT UNDERSTANDS YOUR FINANCES
Meridian's AI doesn't just answer questions, it thinks through your financial decisions with you. Ask anything, get clear guidance.
- "Can I afford to take this month off?"
- "What happens if I raise my rate?"
- "How much should I put aside this week?"
- "Is my business healthy enough to stop taking clients?"
Decision AI analyzes affordability, state moves, entity structure, and hiring — running real scenarios against your actual numbers so you're not guessing, you're deciding with clarity.
A FINANCIAL HEALTH SCORE THAT MEANS SOMETHING
Know where you stand at a glance. Your Financial Health Score breaks down tax readiness, cash reserves, income stability, and spending patterns into a single, honest number — plus actionable steps to improve it.
SMART TRANSACTION TRACKING
Log income and expenses in seconds. Every transaction is automatically categorized, flagged for business vs. personal use, and analyzed for tax impact. Finally, a transaction log built for 1099 life.
- Swipe to edit or delete
- Filter by category, date, or type
- See the tax impact of every expense instantly
WHEN YOUR SITUATION ISN'T SIMPLE
Most tax apps stop at a single Schedule C. Meridian keeps going.
- Multiple businesses, each with its own book-vs-tax P&L
- Rental property, with §469 passive losses tracked year to year
- K-1s from partnerships and S-Corps
- S-Corp election analysis — is it worth it at your income?
- Earning abroad: FEIE vs. Foreign Tax Credit, modelled on your real numbers
- FBAR, FATCA, Form 5471 and Form 3520 — which ones you owe, and when
- A CPA handoff packet your accountant can actually work from
BUILT FOR MODERN EARNERS
Whether you're a full-time freelancer or managing a growing side business alongside your 9-to-5, Meridian is designed for the financial complexity of modern work.
Freelancers. Consultants. Creators. Contractors. Remote workers. Side-hustlers. Commission earners. Americans earning abroad. If your income doesn't come from a single W-2, Meridian was made for you.
PRIVACY AND SECURITY FIRST
Your financial data stays yours. Meridian uses Face ID and AES-256 encrypted storage. We never sell your data.
SUBSCRIPTION
Meridian requires a subscription after a 1-month free trial.
- Monthly: $19.99/month
- Annual: $149.99/year (save 37%)
Subscriptions are billed through your Apple ID. Cancel anytime in Settings → Apple ID → Subscriptions. Payment is charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period.
Privacy Policy: https://rodrigopagliery.github.io/meridian-legal/privacy-policy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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