Mesura

Mesura answers one question: how much can I safely spend before my next pay? Add your income and your bills, and Mesura shows what's safe to spend for the rest of your pay period, how much that is per day, and whether you're on pace. Starting mid-month? Enter what's in your account now, and Mesura counts from there. It keeps that figure up to date as you spend and get paid, and when your bank says something different, you correct it in one step without losing your spending. Charts show how your spending is tracking toward payday, where it went by category, and how this pay splits between bills, spending and what's left. Built for people in Canada, the United States and the European Union. Pick your country when you start, and Mesura uses its currency and its tax. In Canada it estimates GST, HST, PST, QST and RST on your purchases for your home province, and estimates take-home pay for income you enter before tax. In the United States it estimates sales tax from your state's average rate plus a local rate you can change. In the European Union it estimates VAT at your country's rates. Outside Canada you enter your pay as take-home pay, after tax. All tax figures are estimates, not tax advice; if you have the receipt, type its tax to replace the estimate. SCAN YOUR RECEIPTS Tap Scan receipt, or choose a photo, and Mesura reads the merchant, total, date and tax, then fills in the purchase for you. The photo stays with the purchase. If Apple Pay already logged that purchase, Mesura offers to attach the receipt to it instead of adding it twice. Receipts are read on your iPhone, not on a server. MONEY IN AND REFUNDS Got a gift, a cheque or anything else that isn't pay? Add it as money in and your safe-to-spend goes up. Returned something? Tap Add refund on the purchase and the money comes back off your spending. A refund without a purchase can go against a category instead. MORE THAN ONE ACCOUNT Add a chequing or savings account for each place your money sits. Each account has its own income, bills, purchases and balance, and its own safe-to-spend figure. Switch between them from the top of Home. Move money from one account to another, and both figures change. An account can hold a different currency: for a move between two currencies you enter what leaves the first and what arrives in the second. Accounts are free and there is no limit. LOG PURCHASES AUTOMATICALLY Set up one Shortcuts automation for your card, and each tap-to-pay Apple Pay purchase is logged on its own, with its merchant and amount. Link each Wallet card to an account, and its purchases go to that account. Mesura walks you through the setup in the app. Purchases made on websites or inside apps aren't captured; you can always add any purchase by hand. ADD A PURCHASE IN SECONDS Ask Siri to "Add a purchase in Mesura", or put the Add Purchase action on Back Tap, the Action Button, your Home Screen or Control Center. It asks how much and where, and saves to the account you are viewing without opening the app. YOUR DATA STAYS YOURS No sign-up, no ads, no tracking, no bank connection. Your data stays on your iPhone and syncs through your own private iCloud, receipt photos included. Export your purchases, money in and refunds to a spreadsheet any time.