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Michigan First App

Michigan First App

by Michigan First Credit Union

26K ratings
351 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • October 18, 2010
  • July 21, 2026

Features

Developer

Michigan First Credit Union
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About

Manage your finances conveniently with a mobile banking experience designed for ease and security. Access all the features of a large bank with personalized local service. Simplify your banking tasks on the go.

✓View account balances
✓Check transaction history
✓Transfer funds
✓Pay bills and loans
✓Deposit checks
✓Find branches and ATMs
✓Secure messaging
✓Cardless ATM access
✓Zelle integration
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What users say

Summarized from real user reviews of Michigan First App. Based on 26K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Convenient mobile banking
  • 👍User-friendly app
  • 💳Helpful for managing finances
  • 🏦Positive experience with credit union
  • 💰Seamless money transfers

Negative things

  • 🐛Glitches and bugs
  • 🔒Security concerns
  • 💳Issues with debit/credit card management
  • 💰Overdraft fees and holds on funds
  • 🔍Limited functionality compared to website
See all reviews

What's New in Michigan First App

6.0.2

July 21, 2026

This release fixes an issue on the Manage Cards screen that could affect some members using iOS 18 and earlier versions.

User reviews

Most RecentHighest RatedLowest Rated

Wouldn’t switch credit unions

I’ve been with Michigan first since I moved back to Michigan. Michigan first has been there for three cars credit card and loan. The process was easy and I have all of my kids and grandchildren accounts with Michigan first credit union
Baby627Baby627

Great app

Try it
Aaron CowansAaron Cowans

Best tech app for a CU

Best app from a UX perspective I’ve ever seen from a credit union.
SDTru1SDTru1

Loyal member

Easy to maneuver for what I need to do. And I will always cheer Michigan First as best credit union ever. That’s coming from a loyal 40 year member and I’ve never wanted to change financial institutions❣️
Babbs26@63Babbs26@63

Customer review

Good
DMParkmanDMParkman
See 346 more reviews

Developer apps

MortgageMate by Michigan First
MortgageMate by Michigan First

by Michigan First Credit Union

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Free
With Ads
Finley by Michigan First
Finley by Michigan First

by Michigan First Credit Union

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes and fails to load

Bug

Inconsistent syncing of transactions

Bug

Issues with auto-pay and recurring payments

Bug

Problems with mobile deposit and fund holds

Bug
✨

Requested Features

5 requests

Improved mobile check deposit process

Feature

Ability to manage multiple accounts easily

Feature

Enhanced budgeting and money management tools

Feature

Faster processing of transactions and payments

Feature

Integration with digital wallets (e.g., Apple Pay)

Feature

FAQ

What can I do with the Michigan First App?

The app allows you to view account balances, check transaction history, transfer funds between accounts, pay bills and loans, deposit checks, and find nearby branches and ATMs. It also offers secure messaging with their call center, cardless ATM access, and Zelle integration for easy money transfers.

Is the Michigan First App free to use?

Yes, the app is free to download and use. There are no charges associated with its core banking functionalities. The credit union provides these tools to members to simplify their financial management.

How does the app ensure my financial information is secure?

The app provides a secure mobile banking experience, similar to what you would expect from a large bank. It includes features for secure messaging and likely employs industry-standard security protocols to protect your data and transactions.

Can I use this app if I'm not a member of Michigan First Credit Union?

This app is designed for members of Michigan First Credit Union. To utilize its full features and manage your accounts, you will need to be a member of the credit union.

What are the main benefits of using this app compared to a traditional bank app?

The app offers the same capabilities as a big bank app but with the local focus on customer service that members expect from a credit union. It aims to simplify life, save time, and make managing finances easy and convenient.