Michu: Mindful Spending
Notice your impulse patterns
About
This app helps you understand your spending habits by asking a single nightly question about daily temptations. It provides insights into your patterns without connecting to financial services or tracking monetary values. The core features are free, with optional purchases for cosmetic enhancements.
What's New in Michu
1.2.1
September 28, 2026
• Patterns is easier to read, with bigger faces and up to three repeated words • Clearer month arrows in Patterns • Fixed reminders not arriving after reinstalling the app
MoreSubscriptions & In-App Purchases
$3.99
Michu Pro
Unlock all companions, icons, and habitats.
Developer apps
FAQ
What is Michu's core function?
Michu's core function is to help you notice your impulse spending patterns by asking a single nightly question about what tempted you that day. It provides insights without tracking monetary values or connecting to financial services.
Does Michu connect to my bank account?
No, Michu does not connect to your bank or any financial service. It is designed to be a private tool for self-reflection, keeping your financial data separate and secure on your device.
How does Michu help me understand my spending?
By consistently answering the nightly question and optionally adding trigger words, Michu builds a calendar of your temptations. Over time, it surfaces pattern insights that can help you understand your impulse behavior.
Is Michu free to use?
Yes, the core check-in feature and all pattern insights in Michu are free. You can use these essential tools to understand your spending habits without any cost.
What does Michu Pro offer?
Michu Pro unlocks additional cosmetic features such as new companions, app icons, and habitats. This is a one-time purchase and does not affect the core functionality or insights provided by the free version.
Where is my data stored?
Your data stays on your device and is synced privately through your iCloud account. Michu prioritizes user privacy by not sending your personal financial information to external servers.
How often is Michu updated?
The latest version, 1.2.1, was released on September 28, 2026. Updates typically focus on refining the user experience and adding minor improvements based on user feedback.
What devices does Michu support?
Michu is currently supported on iPhone devices. The app is designed for mobile use, allowing you to check in with your spending habits anytime, anywhere.
