MicroPayDisplay

MicroPayDisplay is a debt acceleration tool designed to help you clear debt faster through small, consistent overpayments. This is not a budgeting app. This is a debt freedom engine. Set your goal date, and the app calculates what you need to pay to reach it. Log extra payments of any size and see how much time and interest you save. Even small amounts make a difference. KEY FEATURES GOAL-DRIVEN DEBT TRACKING • Enter your current balance, APR and minimum payment • Choose a target debt-free date • See how much you need to pay to reach your goal • Watch your freedom date adjust dynamically REALISTIC CREDIT CARD MODELLING • Dynamic minimum payment calculation (percentage or floor) • Projected interest based on APR • Statement reconciliation to enter actual balances and minimums • Support for loans and revolving credit MICRO ACCELERATION • Log extra payments of any size • See days gained after each overpayment • View total interest avoided • No rigid monthly targets – progress is cumulative SMART INSIGHTS (Pro) • Acceleration efficiency metrics • Daily and monthly projection simulators • Scenario modelling to see what extra payments could achieve • Advanced goal alignment guidance REMINDERS • Payment due notifications • Periodic balance check prompts • Optional smart micro nudges (Pro) MICROPAYDISPLAY PRO MicroPayDisplay includes a 14-day full-feature trial. After the trial, you can continue tracking existing debts for free. Unlock Pro with a one-time purchase to access: • Unlimited debts • Advanced insights • Projection simulators • Smart micro nudges • Advanced modelling tools No subscriptions. No ads. Built for people who want clarity, control, and momentum.