I retired last year. I built this app based on that experience. I wanted to provide something to service members that provides details in terms of what their future income will look like, why it looks that way, along with a checklist to keep track of things.
This is mainly for service members approaching retirement. Features:
THE MILITARY INCOME STATEMENT
Your retirement income itemized like a pay stub: gross retired pay, minus the SBP premium, minus federal and state tax, plus VA compensation. Every line shows its math and where the number came from. Before your retirement date it's a projection; after it, it's your current statement.
RETIREMENT PLANNER
Rank, date of rank, target rank, and retirement date drive your monthly retired pay. A promotion-impact chip shows what making the next grade is actually worth before you decide to chase it. BRS members get the lump-sum election modeled to DoD's own published methodology.
SURVIVOR BENEFIT PLAN (SBP)
Spouse and per-child coverage, with the premium priced the way DFAS prices it — including child-only coverage off the actuarial factor. Model the election before DD Form 2656 makes it permanent.
VA DISABILITY
Add your ratings and see the combined-rating math worked step by step. VA does not add ratings — each one applies to what's left. Concurrent receipt (CRDP/CRSC) eligibility is flagged.
RETIREMENT CHECKLIST
A T-minus timeline from two years out to after you're out: TAP, service records, SkillBridge, the BDD claim window, DD Form 2656, scheduling the final move with the TMO, TRICARE enrollment, the DD-214 review, and verifying your first retired paycheck against your own statement. Every item cites the statute, regulation, or agency page it comes from.
PRICING
One-time purchase. No subscription, no ads, no account, and nothing in the app gated behind a further purchase.
PRIVACY
Everything stays on your device. No account, no cloud sync, no analytics. Your financial profile never leaves your iPhone. The only thing ever transmitted is optional Send Feedback — your message plus app and device version — and only when you choose to send it.
DATA
Bundled and dated, transcribed from primary sources: the 2026 DoD basic pay table, 2026 VA compensation rates, federal tax brackets, the 50-state treatment of military retired pay, and DoD's published BRS lump-sum discount rate. Works offline. Every dataset is listed in the app with its source and its vintage.
MilitaryRetire provides general estimates for planning purposes. It is not financial, legal, or tax advice. For authoritative figures consult DFAS, VA.gov, or a licensed financial advisor.
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