Minimal Expense: Travel, Split — daily, travel and shared ledgers in one app. And when you're done logging, a finance report written just for you.
■ Journal design
- Warm paper tones, a terracotta seal, soft Japanese-inspired colors, dark mode retuned page by page. Logging feels like keeping a quiet journal.
■ Everyday logging & splitting
- Custom categories and payment methods: your own colors and icons; cash, card and e-payments tallied separately.
- Recurring entries: set rent, subscriptions, salary or that annual insurance once, and they post themselves — monthly, quarterly, half-yearly or yearly.
- Income and expenses tallied separately, with a budget that shows what's left.
- Everyday splitting: no trip needed — build a dinner or household event and add saved contacts as a group in one tap.
- Multiple accounts & net worth: bank, cash and e-payments tracked apart. Transfers never count as spending, and the main ledger shows total and net worth at a glance.
■ Why Minimal Expense?
- Three kinds of ledger, kept apart: daily, travel and shared each get their own book. Trip expenses file themselves.
- Split with companions: who paid, how to split, who's in — three taps. Settlement reports work out who owes whom; mark as settled and share.
- Treemap charts: the bigger the block, the more you spent. Understand your spending at a glance.
- Multi-currency with locked-in rates: log in local currency abroad; the exchange rate is locked at entry time, so reports never shift.
- Voice logging: "Lunch ramen 250" — one sentence logs category and amount. Works offline, completely free.
- Transaction search: notes, categories, payment methods, amounts — find any entry in seconds.
- Daily reminder + streak: a gentle knock each day to keep the habit going.
■ Weekly, monthly and yearly reports (Premium)
- Weekly report: appears by itself every Monday — where last week went, how many days you logged. No waiting for month end.
- Monthly Report: published on the 1st — spending trend, category ranking, a rhythm calendar, and a one-line summary.
- Year in Review: a once-a-year page-flip ritual — seasons, top categories, records — shareable as a beautiful card.
- Insights: see where you are this month (compared with the same day in your own past months, not with strangers), and which charges are still due before month end.
- Trip Recap & Trip Report: statistics and share cards worth keeping.
■ Shared ledgers: one book, two people
- Send a link and you're in: family, a friend, or your partner. No account, no friend requests.
- Every entry shows who logged it, and syncs over iCloud to both phones.
- Shared money is kept apart: it never mixes into your own ledger, so your reports and budget stay as clean as before.
- Shared fund: each put some in, then spend from it — or let one person pay first and settle later.
■ Built for travel
- Trip list: ongoing, upcoming, and finished trips at a glance; keep multiple trips.
- Pre-trip expenses: log flights and hotels before departure for complete trip costs.
- Travel footprint map: countries and cities light up on the map with per-trip spending (Premium).
- Currency converter: quick conversions on the road, cached for offline use.
■ Subscription
- Free: full main ledger + 1 travel ledger + 1 shared ledger + 1 account + splitting & settlement + voice logging + ledger search + charts. No ads.
- Premium: weekly reports, monthly reports, year in review, insights, trip recap & footprint map, unlimited travel and shared ledgers, unlimited accounts, iCloud backup, export (CSV / JSON / PDF).
- 3-day free trial; monthly or yearly (yearly saves more), cancel anytime in Settings.
■ Contact
- Website: https://www.miniexpense.com
- Privacy Policy: https://www.miniexpense.com/privacy-policy
- Terms of Use (EULA): https://www.miniexpense.com/eula
Thank you for choosing Minimal Expense — let's keep daily, travel and shared spending clear, together.
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